LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,107
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,319
−HK$2,247/mo
Today · 4.125%
HK$75,566
baseline
▲ 0.50% · 4.625%
HK$80,164
+HK$4,598/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$151,132/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,106
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,228
−HK$2,152/mo
Today · 4.125%
HK$83,380
baseline
▲ 0.50% · 4.625%
HK$87,775
+HK$4,395/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$166,760/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,329
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$87,983
−HK$2,697/mo
Today · 4.125%
HK$90,680
baseline
▲ 0.50% · 4.625%
HK$96,197
+HK$5,517/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$181,360/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,927
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$97,473
−HK$2,583/mo
Today · 4.125%
HK$100,056
baseline
▲ 0.50% · 4.625%
HK$105,330
+HK$5,274/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$200,112/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,550
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,647
−HK$3,146/mo
Today · 4.125%
HK$105,793
baseline
▲ 0.50% · 4.625%
HK$112,230
+HK$6,437/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$211,586/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,749
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$113,719
−HK$3,013/mo
Today · 4.125%
HK$116,732
baseline
▲ 0.50% · 4.625%
HK$122,885
+HK$6,153/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$233,464/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,993
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$131,974
−HK$4,045/mo
Today · 4.125%
HK$136,019
baseline
▲ 0.50% · 4.625%
HK$144,296
+HK$8,277/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$272,038/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,391
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$146,210
−HK$3,874/mo
Today · 4.125%
HK$150,084
baseline
▲ 0.50% · 4.625%
HK$157,995
+HK$7,911/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$300,168/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,315 · Scale 2, in force from 26 Feb 2026)