LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,108
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,320
−HK$2,247/mo
Today · 4.125%
HK$75,567
baseline
▲ 0.50% · 4.625%
HK$80,166
+HK$4,599/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$151,134/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,107
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,229
−HK$2,152/mo
Today · 4.125%
HK$83,381
baseline
▲ 0.50% · 4.625%
HK$87,776
+HK$4,395/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$166,762/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,330
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$87,984
−HK$2,697/mo
Today · 4.125%
HK$90,681
baseline
▲ 0.50% · 4.625%
HK$96,199
+HK$5,518/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$181,362/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,929
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$97,475
−HK$2,582/mo
Today · 4.125%
HK$100,057
baseline
▲ 0.50% · 4.625%
HK$105,332
+HK$5,275/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$200,114/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,552
−HK$6,242/mo
▼ 0.25% · 3.875%
HK$102,648
−HK$3,146/mo
Today · 4.125%
HK$105,794
baseline
▲ 0.50% · 4.625%
HK$112,232
+HK$6,438/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$211,588/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,750
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,721
−HK$3,013/mo
Today · 4.125%
HK$116,734
baseline
▲ 0.50% · 4.625%
HK$122,887
+HK$6,153/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$233,468/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,995
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$131,976
−HK$4,045/mo
Today · 4.125%
HK$136,021
baseline
▲ 0.50% · 4.625%
HK$144,298
+HK$8,277/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$272,042/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,393
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$146,212
−HK$3,874/mo
Today · 4.125%
HK$150,086
baseline
▲ 0.50% · 4.625%
HK$157,997
+HK$7,911/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$300,172/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,336 · Scale 2, in force from 26 Feb 2026)