LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,109
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,321
−HK$2,247/mo
Today · 4.125%
HK$75,568
baseline
▲ 0.50% · 4.625%
HK$80,166
+HK$4,598/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$151,136/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,108
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,230
−HK$2,152/mo
Today · 4.125%
HK$83,382
baseline
▲ 0.50% · 4.625%
HK$87,777
+HK$4,395/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$166,764/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,331
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$87,985
−HK$2,697/mo
Today · 4.125%
HK$90,682
baseline
▲ 0.50% · 4.625%
HK$96,200
+HK$5,518/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$181,364/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,930
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$97,476
−HK$2,583/mo
Today · 4.125%
HK$100,059
baseline
▲ 0.50% · 4.625%
HK$105,333
+HK$5,274/mo
Deposit HK$12.47M · loan HK$18.71M · min. income ≈ HK$200,118/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,553
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,649
−HK$3,147/mo
Today · 4.125%
HK$105,796
baseline
▲ 0.50% · 4.625%
HK$112,233
+HK$6,437/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$211,592/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,751
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,722
−HK$3,013/mo
Today · 4.125%
HK$116,735
baseline
▲ 0.50% · 4.625%
HK$122,888
+HK$6,153/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$233,470/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,996
−HK$8,027/mo
▼ 0.25% · 3.875%
HK$131,978
−HK$4,045/mo
Today · 4.125%
HK$136,023
baseline
▲ 0.50% · 4.625%
HK$144,300
+HK$8,277/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$272,046/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,395
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$146,214
−HK$3,874/mo
Today · 4.125%
HK$150,088
baseline
▲ 0.50% · 4.625%
HK$157,999
+HK$7,911/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$300,176/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,350 · Scale 2, in force from 26 Feb 2026)