LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,117
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$73,329
−HK$2,248/mo
Today · 4.125%
HK$75,577
baseline
▲ 0.50% · 4.625%
HK$80,175
+HK$4,598/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$151,154/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,117
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,239
−HK$2,152/mo
Today · 4.125%
HK$83,391
baseline
▲ 0.50% · 4.625%
HK$87,787
+HK$4,396/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$166,782/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,340
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$87,995
−HK$2,697/mo
Today · 4.125%
HK$90,692
baseline
▲ 0.50% · 4.625%
HK$96,210
+HK$5,518/mo
Deposit HK$12.48M · loan HK$18.71M · min. income ≈ HK$181,384/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,940
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$97,487
−HK$2,583/mo
Today · 4.125%
HK$100,070
baseline
▲ 0.50% · 4.625%
HK$105,344
+HK$5,274/mo
Deposit HK$12.48M · loan HK$18.71M · min. income ≈ HK$200,140/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,564
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,661
−HK$3,146/mo
Today · 4.125%
HK$105,807
baseline
▲ 0.50% · 4.625%
HK$112,245
+HK$6,438/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$211,614/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,764
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,734
−HK$3,014/mo
Today · 4.125%
HK$116,748
baseline
▲ 0.50% · 4.625%
HK$122,902
+HK$6,154/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$233,496/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,011
−HK$8,027/mo
▼ 0.25% · 3.875%
HK$131,992
−HK$4,046/mo
Today · 4.125%
HK$136,038
baseline
▲ 0.50% · 4.625%
HK$144,316
+HK$8,278/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$272,076/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,410
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$146,230
−HK$3,874/mo
Today · 4.125%
HK$150,104
baseline
▲ 0.50% · 4.625%
HK$158,017
+HK$7,913/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$300,208/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,497 · Scale 2, in force from 26 Feb 2026)