LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,118
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,330
−HK$2,247/mo
Today · 4.125%
HK$75,577
baseline
▲ 0.50% · 4.625%
HK$80,176
+HK$4,599/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$151,154/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,118
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,240
−HK$2,152/mo
Today · 4.125%
HK$83,392
baseline
▲ 0.50% · 4.625%
HK$87,788
+HK$4,396/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$166,784/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,341
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$87,996
−HK$2,697/mo
Today · 4.125%
HK$90,693
baseline
▲ 0.50% · 4.625%
HK$96,211
+HK$5,518/mo
Deposit HK$12.48M · loan HK$18.71M · min. income ≈ HK$181,386/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,941
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$97,488
−HK$2,583/mo
Today · 4.125%
HK$100,071
baseline
▲ 0.50% · 4.625%
HK$105,345
+HK$5,274/mo
Deposit HK$12.48M · loan HK$18.71M · min. income ≈ HK$200,142/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,565
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$102,662
−HK$3,146/mo
Today · 4.125%
HK$105,808
baseline
▲ 0.50% · 4.625%
HK$112,247
+HK$6,439/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$211,616/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,765
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$113,735
−HK$3,014/mo
Today · 4.125%
HK$116,749
baseline
▲ 0.50% · 4.625%
HK$122,903
+HK$6,154/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$233,498/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,012
−HK$8,027/mo
▼ 0.25% · 3.875%
HK$131,994
−HK$4,045/mo
Today · 4.125%
HK$136,039
baseline
▲ 0.50% · 4.625%
HK$144,317
+HK$8,278/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$272,078/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,412
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$146,231
−HK$3,875/mo
Today · 4.125%
HK$150,106
baseline
▲ 0.50% · 4.625%
HK$158,018
+HK$7,912/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$300,212/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,510 · Scale 2, in force from 26 Feb 2026)