LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,119
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$73,331
−HK$2,247/mo
Today · 4.125%
HK$75,578
baseline
▲ 0.50% · 4.625%
HK$80,177
+HK$4,599/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$151,156/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,119
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$81,241
−HK$2,152/mo
Today · 4.125%
HK$83,393
baseline
▲ 0.50% · 4.625%
HK$87,789
+HK$4,396/mo
Deposit HK$15.59M · loan HK$15.59M · min. income ≈ HK$166,786/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,342
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$87,997
−HK$2,697/mo
Today · 4.125%
HK$90,694
baseline
▲ 0.50% · 4.625%
HK$96,213
+HK$5,519/mo
Deposit HK$12.48M · loan HK$18.71M · min. income ≈ HK$181,388/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,943
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$97,489
−HK$2,583/mo
Today · 4.125%
HK$100,072
baseline
▲ 0.50% · 4.625%
HK$105,347
+HK$5,275/mo
Deposit HK$12.48M · loan HK$18.71M · min. income ≈ HK$200,144/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,566
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$102,663
−HK$3,147/mo
Today · 4.125%
HK$105,810
baseline
▲ 0.50% · 4.625%
HK$112,248
+HK$6,438/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$211,620/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,766
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$113,737
−HK$3,014/mo
Today · 4.125%
HK$116,751
baseline
▲ 0.50% · 4.625%
HK$122,905
+HK$6,154/mo
Deposit HK$9.36M · loan HK$21.83M · min. income ≈ HK$233,502/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,014
−HK$8,027/mo
▼ 0.25% · 3.875%
HK$131,996
−HK$4,045/mo
Today · 4.125%
HK$136,041
baseline
▲ 0.50% · 4.625%
HK$144,319
+HK$8,278/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$272,082/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,414
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$146,233
−HK$3,875/mo
Today · 4.125%
HK$150,108
baseline
▲ 0.50% · 4.625%
HK$158,021
+HK$7,913/mo
Deposit HK$3.12M · loan HK$28.07M · min. income ≈ HK$300,216/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$1,325,529 · Scale 2, in force from 26 Feb 2026)