LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,132
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,345
−HK$2,248/mo
Today · 4.125%
HK$75,593
baseline
▲ 0.50% · 4.625%
HK$80,193
+HK$4,600/mo
Deposit HK$15.60M · loan HK$15.60M · min. income ≈ HK$151,186/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,134
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,256
−HK$2,153/mo
Today · 4.125%
HK$83,409
baseline
▲ 0.50% · 4.625%
HK$87,806
+HK$4,397/mo
Deposit HK$15.60M · loan HK$15.60M · min. income ≈ HK$166,818/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$1,325,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,359
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$88,014
−HK$2,698/mo
Today · 4.125%
HK$90,712
baseline
▲ 0.50% · 4.625%
HK$96,231
+HK$5,519/mo
Deposit HK$12.48M · loan HK$18.72M · min. income ≈ HK$181,424/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,961
−HK$5,130/mo
▼ 0.25% · 3.875%
HK$97,508
−HK$2,583/mo
Today · 4.125%
HK$100,091
baseline
▲ 0.50% · 4.625%
HK$105,367
+HK$5,276/mo
Deposit HK$12.48M · loan HK$18.72M · min. income ≈ HK$200,182/mo (50% DSR)
Upfront cash ≈ HK$13.80M (deposit + AVD stamp duty HK$1,325,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,585
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$102,683
−HK$3,147/mo
Today · 4.125%
HK$105,830
baseline
▲ 0.50% · 4.625%
HK$112,270
+HK$6,440/mo
Deposit HK$9.36M · loan HK$21.84M · min. income ≈ HK$211,660/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,788
−HK$5,985/mo
▼ 0.25% · 3.875%
HK$113,759
−HK$3,014/mo
Today · 4.125%
HK$116,773
baseline
▲ 0.50% · 4.625%
HK$122,928
+HK$6,155/mo
Deposit HK$9.36M · loan HK$21.84M · min. income ≈ HK$233,546/mo (50% DSR)
Upfront cash ≈ HK$10.68M (deposit + AVD stamp duty HK$1,325,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,038
−HK$8,029/mo
▼ 0.25% · 3.875%
HK$132,021
−HK$4,046/mo
Today · 4.125%
HK$136,067
baseline
▲ 0.50% · 4.625%
HK$144,347
+HK$8,280/mo
Deposit HK$3.12M · loan HK$28.08M · min. income ≈ HK$272,134/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,325,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,441
−HK$7,696/mo
▼ 0.25% · 3.875%
HK$146,261
−HK$3,876/mo
Today · 4.125%
HK$150,137
baseline
▲ 0.50% · 4.625%
HK$158,051
+HK$7,914/mo
Deposit HK$3.12M · loan HK$28.08M · min. income ≈ HK$300,274/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,325,783 · Scale 2, in force from 26 Feb 2026)