LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,151
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,364
−HK$2,249/mo
Today · 4.125%
HK$75,613
baseline
▲ 0.50% · 4.625%
HK$80,214
+HK$4,601/mo
Deposit HK$15.60M · loan HK$15.60M · min. income ≈ HK$151,226/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,326,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,155
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,278
−HK$2,153/mo
Today · 4.125%
HK$83,431
baseline
▲ 0.50% · 4.625%
HK$87,829
+HK$4,398/mo
Deposit HK$15.60M · loan HK$15.60M · min. income ≈ HK$166,862/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,326,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,381
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$88,037
−HK$2,698/mo
Today · 4.125%
HK$90,735
baseline
▲ 0.50% · 4.625%
HK$96,256
+HK$5,521/mo
Deposit HK$12.48M · loan HK$18.72M · min. income ≈ HK$181,470/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,326,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,986
−HK$5,131/mo
▼ 0.25% · 3.875%
HK$97,533
−HK$2,584/mo
Today · 4.125%
HK$100,117
baseline
▲ 0.50% · 4.625%
HK$105,395
+HK$5,278/mo
Deposit HK$12.48M · loan HK$18.72M · min. income ≈ HK$200,234/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,326,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,611
−HK$6,247/mo
▼ 0.25% · 3.875%
HK$102,710
−HK$3,148/mo
Today · 4.125%
HK$105,858
baseline
▲ 0.50% · 4.625%
HK$112,299
+HK$6,441/mo
Deposit HK$9.36M · loan HK$21.84M · min. income ≈ HK$211,716/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,326,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,816
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$113,789
−HK$3,015/mo
Today · 4.125%
HK$116,804
baseline
▲ 0.50% · 4.625%
HK$122,960
+HK$6,156/mo
Deposit HK$9.36M · loan HK$21.84M · min. income ≈ HK$233,608/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,326,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,072
−HK$8,031/mo
▼ 0.25% · 3.875%
HK$132,055
−HK$4,048/mo
Today · 4.125%
HK$136,103
baseline
▲ 0.50% · 4.625%
HK$144,384
+HK$8,281/mo
Deposit HK$3.12M · loan HK$28.08M · min. income ≈ HK$272,206/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,326,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,478
−HK$7,698/mo
▼ 0.25% · 3.875%
HK$146,300
−HK$3,876/mo
Today · 4.125%
HK$150,176
baseline
▲ 0.50% · 4.625%
HK$158,092
+HK$7,916/mo
Deposit HK$3.12M · loan HK$28.08M · min. income ≈ HK$300,352/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,326,128 · Scale 2, in force from 26 Feb 2026)