LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,164
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,377
−HK$2,249/mo
Today · 4.125%
HK$75,626
baseline
▲ 0.50% · 4.625%
HK$80,228
+HK$4,602/mo
Deposit HK$15.60M · loan HK$15.60M · min. income ≈ HK$151,252/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,326,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,169
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,292
−HK$2,154/mo
Today · 4.125%
HK$83,446
baseline
▲ 0.50% · 4.625%
HK$87,845
+HK$4,399/mo
Deposit HK$15.60M · loan HK$15.60M · min. income ≈ HK$166,892/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,326,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,397
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$88,053
−HK$2,699/mo
Today · 4.125%
HK$90,752
baseline
▲ 0.50% · 4.625%
HK$96,274
+HK$5,522/mo
Deposit HK$12.48M · loan HK$18.73M · min. income ≈ HK$181,504/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,326,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,003
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$97,551
−HK$2,585/mo
Today · 4.125%
HK$100,136
baseline
▲ 0.50% · 4.625%
HK$105,414
+HK$5,278/mo
Deposit HK$12.48M · loan HK$18.73M · min. income ≈ HK$200,272/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,326,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,629
−HK$6,248/mo
▼ 0.25% · 3.875%
HK$102,728
−HK$3,149/mo
Today · 4.125%
HK$105,877
baseline
▲ 0.50% · 4.625%
HK$112,319
+HK$6,442/mo
Deposit HK$9.36M · loan HK$21.85M · min. income ≈ HK$211,754/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,326,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,837
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$113,809
−HK$3,016/mo
Today · 4.125%
HK$116,825
baseline
▲ 0.50% · 4.625%
HK$122,983
+HK$6,158/mo
Deposit HK$9.36M · loan HK$21.85M · min. income ≈ HK$233,650/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,326,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,095
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$132,079
−HK$4,049/mo
Today · 4.125%
HK$136,128
baseline
▲ 0.50% · 4.625%
HK$144,411
+HK$8,283/mo
Deposit HK$3.12M · loan HK$28.09M · min. income ≈ HK$272,256/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,326,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,504
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$146,326
−HK$3,877/mo
Today · 4.125%
HK$150,203
baseline
▲ 0.50% · 4.625%
HK$158,121
+HK$7,918/mo
Deposit HK$3.12M · loan HK$28.09M · min. income ≈ HK$300,406/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,326,370 · Scale 2, in force from 26 Feb 2026)