LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,168
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,382
−HK$2,249/mo
Today · 4.125%
HK$75,631
baseline
▲ 0.50% · 4.625%
HK$80,233
+HK$4,602/mo
Deposit HK$15.61M · loan HK$15.61M · min. income ≈ HK$151,262/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,174
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,297
−HK$2,154/mo
Today · 4.125%
HK$83,451
baseline
▲ 0.50% · 4.625%
HK$87,850
+HK$4,399/mo
Deposit HK$15.61M · loan HK$15.61M · min. income ≈ HK$166,902/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$1,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,402
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$88,058
−HK$2,699/mo
Today · 4.125%
HK$90,757
baseline
▲ 0.50% · 4.625%
HK$96,279
+HK$5,522/mo
Deposit HK$12.48M · loan HK$18.73M · min. income ≈ HK$181,514/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,008
−HK$5,133/mo
▼ 0.25% · 3.875%
HK$97,556
−HK$2,585/mo
Today · 4.125%
HK$100,141
baseline
▲ 0.50% · 4.625%
HK$105,420
+HK$5,279/mo
Deposit HK$12.48M · loan HK$18.73M · min. income ≈ HK$200,282/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,635
−HK$6,248/mo
▼ 0.25% · 3.875%
HK$102,734
−HK$3,149/mo
Today · 4.125%
HK$105,883
baseline
▲ 0.50% · 4.625%
HK$112,326
+HK$6,443/mo
Deposit HK$9.36M · loan HK$21.85M · min. income ≈ HK$211,766/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,843
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$113,816
−HK$3,016/mo
Today · 4.125%
HK$116,832
baseline
▲ 0.50% · 4.625%
HK$122,990
+HK$6,158/mo
Deposit HK$9.36M · loan HK$21.85M · min. income ≈ HK$233,664/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,102
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$132,087
−HK$4,049/mo
Today · 4.125%
HK$136,136
baseline
▲ 0.50% · 4.625%
HK$144,419
+HK$8,283/mo
Deposit HK$3.12M · loan HK$28.09M · min. income ≈ HK$272,272/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,326,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,513
−HK$7,699/mo
▼ 0.25% · 3.875%
HK$146,335
−HK$3,877/mo
Today · 4.125%
HK$150,212
baseline
▲ 0.50% · 4.625%
HK$158,130
+HK$7,918/mo
Deposit HK$3.12M · loan HK$28.09M · min. income ≈ HK$300,424/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,326,447 · Scale 2, in force from 26 Feb 2026)