LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,186
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,400
−HK$2,250/mo
Today · 4.125%
HK$75,650
baseline
▲ 0.50% · 4.625%
HK$80,253
+HK$4,603/mo
Deposit HK$15.61M · loan HK$15.61M · min. income ≈ HK$151,300/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,326,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,193
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,317
−HK$2,155/mo
Today · 4.125%
HK$83,472
baseline
▲ 0.50% · 4.625%
HK$87,872
+HK$4,400/mo
Deposit HK$15.61M · loan HK$15.61M · min. income ≈ HK$166,944/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,326,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,423
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$88,080
−HK$2,699/mo
Today · 4.125%
HK$90,779
baseline
▲ 0.50% · 4.625%
HK$96,303
+HK$5,524/mo
Deposit HK$12.49M · loan HK$18.73M · min. income ≈ HK$181,558/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,326,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,032
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$97,581
−HK$2,585/mo
Today · 4.125%
HK$100,166
baseline
▲ 0.50% · 4.625%
HK$105,446
+HK$5,280/mo
Deposit HK$12.49M · loan HK$18.73M · min. income ≈ HK$200,332/mo (50% DSR)
Upfront cash ≈ HK$13.81M (deposit + AVD stamp duty HK$1,326,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,660
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$102,760
−HK$3,149/mo
Today · 4.125%
HK$105,909
baseline
▲ 0.50% · 4.625%
HK$112,354
+HK$6,445/mo
Deposit HK$9.37M · loan HK$21.85M · min. income ≈ HK$211,818/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,326,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,871
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$113,844
−HK$3,017/mo
Today · 4.125%
HK$116,861
baseline
▲ 0.50% · 4.625%
HK$123,020
+HK$6,159/mo
Deposit HK$9.37M · loan HK$21.85M · min. income ≈ HK$233,722/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,326,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,134
−HK$8,035/mo
▼ 0.25% · 3.875%
HK$132,120
−HK$4,049/mo
Today · 4.125%
HK$136,169
baseline
▲ 0.50% · 4.625%
HK$144,455
+HK$8,286/mo
Deposit HK$3.12M · loan HK$28.10M · min. income ≈ HK$272,338/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,326,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,548
−HK$7,701/mo
▼ 0.25% · 3.875%
HK$146,371
−HK$3,878/mo
Today · 4.125%
HK$150,249
baseline
▲ 0.50% · 4.625%
HK$158,169
+HK$7,920/mo
Deposit HK$3.12M · loan HK$28.10M · min. income ≈ HK$300,498/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,326,776 · Scale 2, in force from 26 Feb 2026)