LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,202
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,417
−HK$2,250/mo
Today · 4.125%
HK$75,667
baseline
▲ 0.50% · 4.625%
HK$80,271
+HK$4,604/mo
Deposit HK$15.61M · loan HK$15.61M · min. income ≈ HK$151,334/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,327,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,211
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,336
−HK$2,155/mo
Today · 4.125%
HK$83,491
baseline
▲ 0.50% · 4.625%
HK$87,892
+HK$4,401/mo
Deposit HK$15.61M · loan HK$15.61M · min. income ≈ HK$166,982/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,327,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,442
−HK$5,358/mo
▼ 0.25% · 3.875%
HK$88,100
−HK$2,700/mo
Today · 4.125%
HK$90,800
baseline
▲ 0.50% · 4.625%
HK$96,325
+HK$5,525/mo
Deposit HK$12.49M · loan HK$18.74M · min. income ≈ HK$181,600/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,054
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$97,603
−HK$2,586/mo
Today · 4.125%
HK$100,189
baseline
▲ 0.50% · 4.625%
HK$105,470
+HK$5,281/mo
Deposit HK$12.49M · loan HK$18.74M · min. income ≈ HK$200,378/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,683
−HK$6,251/mo
▼ 0.25% · 3.875%
HK$102,783
−HK$3,151/mo
Today · 4.125%
HK$105,934
baseline
▲ 0.50% · 4.625%
HK$112,379
+HK$6,445/mo
Deposit HK$9.37M · loan HK$21.86M · min. income ≈ HK$211,868/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,327,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,896
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$113,870
−HK$3,017/mo
Today · 4.125%
HK$116,887
baseline
▲ 0.50% · 4.625%
HK$123,049
+HK$6,162/mo
Deposit HK$9.37M · loan HK$21.86M · min. income ≈ HK$233,774/mo (50% DSR)
Upfront cash ≈ HK$10.69M (deposit + AVD stamp duty HK$1,327,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,163
−HK$8,037/mo
▼ 0.25% · 3.875%
HK$132,150
−HK$4,050/mo
Today · 4.125%
HK$136,200
baseline
▲ 0.50% · 4.625%
HK$144,488
+HK$8,288/mo
Deposit HK$3.12M · loan HK$28.10M · min. income ≈ HK$272,400/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,580
−HK$7,704/mo
▼ 0.25% · 3.875%
HK$146,404
−HK$3,880/mo
Today · 4.125%
HK$150,284
baseline
▲ 0.50% · 4.625%
HK$158,205
+HK$7,921/mo
Deposit HK$3.12M · loan HK$28.10M · min. income ≈ HK$300,568/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,078 · Scale 2, in force from 26 Feb 2026)