LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,213
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,428
−HK$2,250/mo
Today · 4.125%
HK$75,678
baseline
▲ 0.50% · 4.625%
HK$80,283
+HK$4,605/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$151,356/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,327,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,223
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,348
−HK$2,156/mo
Today · 4.125%
HK$83,504
baseline
▲ 0.50% · 4.625%
HK$87,905
+HK$4,401/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$167,008/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,327,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,455
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,113
−HK$2,701/mo
Today · 4.125%
HK$90,814
baseline
▲ 0.50% · 4.625%
HK$96,340
+HK$5,526/mo
Deposit HK$12.49M · loan HK$18.74M · min. income ≈ HK$181,628/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,068
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$97,618
−HK$2,586/mo
Today · 4.125%
HK$100,204
baseline
▲ 0.50% · 4.625%
HK$105,486
+HK$5,282/mo
Deposit HK$12.49M · loan HK$18.74M · min. income ≈ HK$200,408/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,698
−HK$6,252/mo
▼ 0.25% · 3.875%
HK$102,799
−HK$3,151/mo
Today · 4.125%
HK$105,950
baseline
▲ 0.50% · 4.625%
HK$112,397
+HK$6,447/mo
Deposit HK$9.37M · loan HK$21.86M · min. income ≈ HK$211,900/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,913
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$113,887
−HK$3,018/mo
Today · 4.125%
HK$116,905
baseline
▲ 0.50% · 4.625%
HK$123,067
+HK$6,162/mo
Deposit HK$9.37M · loan HK$21.86M · min. income ≈ HK$233,810/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,183
−HK$8,038/mo
▼ 0.25% · 3.875%
HK$132,170
−HK$4,051/mo
Today · 4.125%
HK$136,221
baseline
▲ 0.50% · 4.625%
HK$144,510
+HK$8,289/mo
Deposit HK$3.12M · loan HK$28.11M · min. income ≈ HK$272,442/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,602
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$146,427
−HK$3,880/mo
Today · 4.125%
HK$150,307
baseline
▲ 0.50% · 4.625%
HK$158,229
+HK$7,922/mo
Deposit HK$3.12M · loan HK$28.11M · min. income ≈ HK$300,614/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,281 · Scale 2, in force from 26 Feb 2026)