LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,218
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,433
−HK$2,251/mo
Today · 4.125%
HK$75,684
baseline
▲ 0.50% · 4.625%
HK$80,289
+HK$4,605/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$151,368/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,327,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,229
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,354
−HK$2,156/mo
Today · 4.125%
HK$83,510
baseline
▲ 0.50% · 4.625%
HK$87,911
+HK$4,401/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$167,020/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$1,327,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,461
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,120
−HK$2,700/mo
Today · 4.125%
HK$90,820
baseline
▲ 0.50% · 4.625%
HK$96,347
+HK$5,527/mo
Deposit HK$12.49M · loan HK$18.74M · min. income ≈ HK$181,640/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,075
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$97,625
−HK$2,586/mo
Today · 4.125%
HK$100,211
baseline
▲ 0.50% · 4.625%
HK$105,494
+HK$5,283/mo
Deposit HK$12.49M · loan HK$18.74M · min. income ≈ HK$200,422/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,705
−HK$6,252/mo
▼ 0.25% · 3.875%
HK$102,806
−HK$3,151/mo
Today · 4.125%
HK$105,957
baseline
▲ 0.50% · 4.625%
HK$112,404
+HK$6,447/mo
Deposit HK$9.37M · loan HK$21.86M · min. income ≈ HK$211,914/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,921
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$113,895
−HK$3,018/mo
Today · 4.125%
HK$116,913
baseline
▲ 0.50% · 4.625%
HK$123,076
+HK$6,163/mo
Deposit HK$9.37M · loan HK$21.86M · min. income ≈ HK$233,826/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,192
−HK$8,039/mo
▼ 0.25% · 3.875%
HK$132,179
−HK$4,052/mo
Today · 4.125%
HK$136,231
baseline
▲ 0.50% · 4.625%
HK$144,520
+HK$8,289/mo
Deposit HK$3.12M · loan HK$28.11M · min. income ≈ HK$272,462/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,612
−HK$7,705/mo
▼ 0.25% · 3.875%
HK$146,437
−HK$3,880/mo
Today · 4.125%
HK$150,317
baseline
▲ 0.50% · 4.625%
HK$158,241
+HK$7,924/mo
Deposit HK$3.12M · loan HK$28.11M · min. income ≈ HK$300,634/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,375 · Scale 2, in force from 26 Feb 2026)