LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,225
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,440
−HK$2,251/mo
Today · 4.125%
HK$75,691
baseline
▲ 0.50% · 4.625%
HK$80,297
+HK$4,606/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$151,382/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,327,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,237
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,362
−HK$2,156/mo
Today · 4.125%
HK$83,518
baseline
▲ 0.50% · 4.625%
HK$87,920
+HK$4,402/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$167,036/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,327,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,470
−HK$5,359/mo
▼ 0.25% · 3.875%
HK$88,128
−HK$2,701/mo
Today · 4.125%
HK$90,829
baseline
▲ 0.50% · 4.625%
HK$96,356
+HK$5,527/mo
Deposit HK$12.49M · loan HK$18.74M · min. income ≈ HK$181,658/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,084
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,634
−HK$2,587/mo
Today · 4.125%
HK$100,221
baseline
▲ 0.50% · 4.625%
HK$105,504
+HK$5,283/mo
Deposit HK$12.49M · loan HK$18.74M · min. income ≈ HK$200,442/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,715
−HK$6,253/mo
▼ 0.25% · 3.875%
HK$102,816
−HK$3,152/mo
Today · 4.125%
HK$105,968
baseline
▲ 0.50% · 4.625%
HK$112,415
+HK$6,447/mo
Deposit HK$9.37M · loan HK$21.86M · min. income ≈ HK$211,936/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,931
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$113,907
−HK$3,018/mo
Today · 4.125%
HK$116,925
baseline
▲ 0.50% · 4.625%
HK$123,088
+HK$6,163/mo
Deposit HK$9.37M · loan HK$21.86M · min. income ≈ HK$233,850/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,204
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,192
−HK$4,052/mo
Today · 4.125%
HK$136,244
baseline
▲ 0.50% · 4.625%
HK$144,534
+HK$8,290/mo
Deposit HK$3.12M · loan HK$28.11M · min. income ≈ HK$272,488/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,626
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$146,451
−HK$3,881/mo
Today · 4.125%
HK$150,332
baseline
▲ 0.50% · 4.625%
HK$158,256
+HK$7,924/mo
Deposit HK$3.12M · loan HK$28.11M · min. income ≈ HK$300,664/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,504 · Scale 2, in force from 26 Feb 2026)