LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,228
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,443
−HK$2,251/mo
Today · 4.125%
HK$75,694
baseline
▲ 0.50% · 4.625%
HK$80,300
+HK$4,606/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$151,388/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,327,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,240
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,365
−HK$2,156/mo
Today · 4.125%
HK$83,521
baseline
▲ 0.50% · 4.625%
HK$87,924
+HK$4,403/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$167,042/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,327,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,473
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,132
−HK$2,701/mo
Today · 4.125%
HK$90,833
baseline
▲ 0.50% · 4.625%
HK$96,360
+HK$5,527/mo
Deposit HK$12.49M · loan HK$18.74M · min. income ≈ HK$181,666/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,088
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,638
−HK$2,587/mo
Today · 4.125%
HK$100,225
baseline
▲ 0.50% · 4.625%
HK$105,508
+HK$5,283/mo
Deposit HK$12.49M · loan HK$18.74M · min. income ≈ HK$200,450/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,719
−HK$6,253/mo
▼ 0.25% · 3.875%
HK$102,820
−HK$3,152/mo
Today · 4.125%
HK$105,972
baseline
▲ 0.50% · 4.625%
HK$112,420
+HK$6,448/mo
Deposit HK$9.37M · loan HK$21.87M · min. income ≈ HK$211,944/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,936
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$113,911
−HK$3,019/mo
Today · 4.125%
HK$116,930
baseline
▲ 0.50% · 4.625%
HK$123,093
+HK$6,163/mo
Deposit HK$9.37M · loan HK$21.87M · min. income ≈ HK$233,860/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,210
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,198
−HK$4,052/mo
Today · 4.125%
HK$136,250
baseline
▲ 0.50% · 4.625%
HK$144,540
+HK$8,290/mo
Deposit HK$3.12M · loan HK$28.11M · min. income ≈ HK$272,500/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,632
−HK$7,706/mo
▼ 0.25% · 3.875%
HK$146,457
−HK$3,881/mo
Today · 4.125%
HK$150,338
baseline
▲ 0.50% · 4.625%
HK$158,262
+HK$7,924/mo
Deposit HK$3.12M · loan HK$28.11M · min. income ≈ HK$300,676/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,559 · Scale 2, in force from 26 Feb 2026)