LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,233
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,449
−HK$2,251/mo
Today · 4.125%
HK$75,700
baseline
▲ 0.50% · 4.625%
HK$80,306
+HK$4,606/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$151,400/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,327,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,246
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,372
−HK$2,156/mo
Today · 4.125%
HK$83,528
baseline
▲ 0.50% · 4.625%
HK$87,931
+HK$4,403/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$167,056/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,327,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,480
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,139
−HK$2,701/mo
Today · 4.125%
HK$90,840
baseline
▲ 0.50% · 4.625%
HK$96,368
+HK$5,528/mo
Deposit HK$12.50M · loan HK$18.74M · min. income ≈ HK$181,680/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,096
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$97,646
−HK$2,587/mo
Today · 4.125%
HK$100,233
baseline
▲ 0.50% · 4.625%
HK$105,517
+HK$5,284/mo
Deposit HK$12.50M · loan HK$18.74M · min. income ≈ HK$200,466/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,727
−HK$6,253/mo
▼ 0.25% · 3.875%
HK$102,829
−HK$3,151/mo
Today · 4.125%
HK$105,980
baseline
▲ 0.50% · 4.625%
HK$112,429
+HK$6,449/mo
Deposit HK$9.37M · loan HK$21.87M · min. income ≈ HK$211,960/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,945
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$113,920
−HK$3,019/mo
Today · 4.125%
HK$116,939
baseline
▲ 0.50% · 4.625%
HK$123,103
+HK$6,164/mo
Deposit HK$9.37M · loan HK$21.87M · min. income ≈ HK$233,878/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,220
−HK$8,040/mo
▼ 0.25% · 3.875%
HK$132,208
−HK$4,052/mo
Today · 4.125%
HK$136,260
baseline
▲ 0.50% · 4.625%
HK$144,552
+HK$8,292/mo
Deposit HK$3.12M · loan HK$28.12M · min. income ≈ HK$272,520/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,643
−HK$7,707/mo
▼ 0.25% · 3.875%
HK$146,469
−HK$3,881/mo
Today · 4.125%
HK$150,350
baseline
▲ 0.50% · 4.625%
HK$158,275
+HK$7,925/mo
Deposit HK$3.12M · loan HK$28.12M · min. income ≈ HK$300,700/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,665 · Scale 2, in force from 26 Feb 2026)