LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,236
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,452
−HK$2,252/mo
Today · 4.125%
HK$75,704
baseline
▲ 0.50% · 4.625%
HK$80,310
+HK$4,606/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$151,408/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,327,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,250
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,375
−HK$2,157/mo
Today · 4.125%
HK$83,532
baseline
▲ 0.50% · 4.625%
HK$87,935
+HK$4,403/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$167,064/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,327,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,484
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$88,143
−HK$2,701/mo
Today · 4.125%
HK$90,844
baseline
▲ 0.50% · 4.625%
HK$96,372
+HK$5,528/mo
Deposit HK$12.50M · loan HK$18.74M · min. income ≈ HK$181,688/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,100
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$97,650
−HK$2,588/mo
Today · 4.125%
HK$100,238
baseline
▲ 0.50% · 4.625%
HK$105,521
+HK$5,283/mo
Deposit HK$12.50M · loan HK$18.74M · min. income ≈ HK$200,476/mo (50% DSR)
Upfront cash ≈ HK$13.82M (deposit + AVD stamp duty HK$1,327,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,731
−HK$6,254/mo
▼ 0.25% · 3.875%
HK$102,833
−HK$3,152/mo
Today · 4.125%
HK$105,985
baseline
▲ 0.50% · 4.625%
HK$112,434
+HK$6,449/mo
Deposit HK$9.37M · loan HK$21.87M · min. income ≈ HK$211,970/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,950
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$113,925
−HK$3,019/mo
Today · 4.125%
HK$116,944
baseline
▲ 0.50% · 4.625%
HK$123,108
+HK$6,164/mo
Deposit HK$9.37M · loan HK$21.87M · min. income ≈ HK$233,888/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,226
−HK$8,041/mo
▼ 0.25% · 3.875%
HK$132,214
−HK$4,053/mo
Today · 4.125%
HK$136,267
baseline
▲ 0.50% · 4.625%
HK$144,558
+HK$8,291/mo
Deposit HK$3.12M · loan HK$28.12M · min. income ≈ HK$272,534/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,650
−HK$7,707/mo
▼ 0.25% · 3.875%
HK$146,476
−HK$3,881/mo
Today · 4.125%
HK$150,357
baseline
▲ 0.50% · 4.625%
HK$158,282
+HK$7,925/mo
Deposit HK$3.12M · loan HK$28.12M · min. income ≈ HK$300,714/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,724 · Scale 2, in force from 26 Feb 2026)