LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,248
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,465
−HK$2,251/mo
Today · 4.125%
HK$75,716
baseline
▲ 0.50% · 4.625%
HK$80,323
+HK$4,607/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$151,432/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,327,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,263
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,389
−HK$2,156/mo
Today · 4.125%
HK$83,545
baseline
▲ 0.50% · 4.625%
HK$87,949
+HK$4,404/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$167,090/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,327,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,498
−HK$5,361/mo
▼ 0.25% · 3.875%
HK$88,157
−HK$2,702/mo
Today · 4.125%
HK$90,859
baseline
▲ 0.50% · 4.625%
HK$96,388
+HK$5,529/mo
Deposit HK$12.50M · loan HK$18.75M · min. income ≈ HK$181,718/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,327,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,116
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$97,667
−HK$2,587/mo
Today · 4.125%
HK$100,254
baseline
▲ 0.50% · 4.625%
HK$105,539
+HK$5,285/mo
Deposit HK$12.50M · loan HK$18.75M · min. income ≈ HK$200,508/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,327,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,748
−HK$6,255/mo
▼ 0.25% · 3.875%
HK$102,850
−HK$3,153/mo
Today · 4.125%
HK$106,003
baseline
▲ 0.50% · 4.625%
HK$112,453
+HK$6,450/mo
Deposit HK$9.37M · loan HK$21.87M · min. income ≈ HK$212,006/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,968
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$113,944
−HK$3,020/mo
Today · 4.125%
HK$116,964
baseline
▲ 0.50% · 4.625%
HK$123,129
+HK$6,165/mo
Deposit HK$9.37M · loan HK$21.87M · min. income ≈ HK$233,928/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,327,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,247
−HK$8,042/mo
▼ 0.25% · 3.875%
HK$132,236
−HK$4,053/mo
Today · 4.125%
HK$136,289
baseline
▲ 0.50% · 4.625%
HK$144,582
+HK$8,293/mo
Deposit HK$3.12M · loan HK$28.12M · min. income ≈ HK$272,578/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,673
−HK$7,709/mo
▼ 0.25% · 3.875%
HK$146,500
−HK$3,882/mo
Today · 4.125%
HK$150,382
baseline
▲ 0.50% · 4.625%
HK$158,308
+HK$7,926/mo
Deposit HK$3.12M · loan HK$28.12M · min. income ≈ HK$300,764/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,327,945 · Scale 2, in force from 26 Feb 2026)