LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,257
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,473
−HK$2,252/mo
Today · 4.125%
HK$75,725
baseline
▲ 0.50% · 4.625%
HK$80,333
+HK$4,608/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$151,450/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,328,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,272
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,398
−HK$2,157/mo
Today · 4.125%
HK$83,555
baseline
▲ 0.50% · 4.625%
HK$87,960
+HK$4,405/mo
Deposit HK$15.62M · loan HK$15.62M · min. income ≈ HK$167,110/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$1,328,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,508
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$88,168
−HK$2,702/mo
Today · 4.125%
HK$90,870
baseline
▲ 0.50% · 4.625%
HK$96,399
+HK$5,529/mo
Deposit HK$12.50M · loan HK$18.75M · min. income ≈ HK$181,740/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,328,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,127
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$97,678
−HK$2,588/mo
Today · 4.125%
HK$100,266
baseline
▲ 0.50% · 4.625%
HK$105,551
+HK$5,285/mo
Deposit HK$12.50M · loan HK$18.75M · min. income ≈ HK$200,532/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,328,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,759
−HK$6,256/mo
▼ 0.25% · 3.875%
HK$102,862
−HK$3,153/mo
Today · 4.125%
HK$106,015
baseline
▲ 0.50% · 4.625%
HK$112,466
+HK$6,451/mo
Deposit HK$9.37M · loan HK$21.87M · min. income ≈ HK$212,030/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,328,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,981
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$113,958
−HK$3,019/mo
Today · 4.125%
HK$116,977
baseline
▲ 0.50% · 4.625%
HK$123,143
+HK$6,166/mo
Deposit HK$9.37M · loan HK$21.87M · min. income ≈ HK$233,954/mo (50% DSR)
Upfront cash ≈ HK$10.70M (deposit + AVD stamp duty HK$1,328,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,262
−HK$8,043/mo
▼ 0.25% · 3.875%
HK$132,252
−HK$4,053/mo
Today · 4.125%
HK$136,305
baseline
▲ 0.50% · 4.625%
HK$144,599
+HK$8,294/mo
Deposit HK$3.12M · loan HK$28.12M · min. income ≈ HK$272,610/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,328,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,690
−HK$7,709/mo
▼ 0.25% · 3.875%
HK$146,517
−HK$3,882/mo
Today · 4.125%
HK$150,399
baseline
▲ 0.50% · 4.625%
HK$158,327
+HK$7,928/mo
Deposit HK$3.12M · loan HK$28.12M · min. income ≈ HK$300,798/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,328,101 · Scale 2, in force from 26 Feb 2026)