LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,271
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,488
−HK$2,252/mo
Today · 4.125%
HK$75,740
baseline
▲ 0.50% · 4.625%
HK$80,349
+HK$4,609/mo
Deposit HK$15.63M · loan HK$15.63M · min. income ≈ HK$151,480/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,328,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,288
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,414
−HK$2,158/mo
Today · 4.125%
HK$83,572
baseline
▲ 0.50% · 4.625%
HK$87,977
+HK$4,405/mo
Deposit HK$15.63M · loan HK$15.63M · min. income ≈ HK$167,144/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,328,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,525
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$88,185
−HK$2,703/mo
Today · 4.125%
HK$90,888
baseline
▲ 0.50% · 4.625%
HK$96,418
+HK$5,530/mo
Deposit HK$12.50M · loan HK$18.75M · min. income ≈ HK$181,776/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,328,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,145
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,697
−HK$2,589/mo
Today · 4.125%
HK$100,286
baseline
▲ 0.50% · 4.625%
HK$105,572
+HK$5,286/mo
Deposit HK$12.50M · loan HK$18.75M · min. income ≈ HK$200,572/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,328,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,779
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$102,883
−HK$3,153/mo
Today · 4.125%
HK$106,036
baseline
▲ 0.50% · 4.625%
HK$112,488
+HK$6,452/mo
Deposit HK$9.38M · loan HK$21.88M · min. income ≈ HK$212,072/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,003
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$113,980
−HK$3,020/mo
Today · 4.125%
HK$117,000
baseline
▲ 0.50% · 4.625%
HK$123,167
+HK$6,167/mo
Deposit HK$9.38M · loan HK$21.88M · min. income ≈ HK$234,000/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,287
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,278
−HK$4,054/mo
Today · 4.125%
HK$136,332
baseline
▲ 0.50% · 4.625%
HK$144,627
+HK$8,295/mo
Deposit HK$3.13M · loan HK$28.13M · min. income ≈ HK$272,664/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,328,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,718
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$146,546
−HK$3,883/mo
Today · 4.125%
HK$150,429
baseline
▲ 0.50% · 4.625%
HK$158,358
+HK$7,929/mo
Deposit HK$3.13M · loan HK$28.13M · min. income ≈ HK$300,858/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,328,360 · Scale 2, in force from 26 Feb 2026)