LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,273
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,490
−HK$2,252/mo
Today · 4.125%
HK$75,742
baseline
▲ 0.50% · 4.625%
HK$80,351
+HK$4,609/mo
Deposit HK$15.63M · loan HK$15.63M · min. income ≈ HK$151,484/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,328,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,290
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,417
−HK$2,157/mo
Today · 4.125%
HK$83,574
baseline
▲ 0.50% · 4.625%
HK$87,979
+HK$4,405/mo
Deposit HK$15.63M · loan HK$15.63M · min. income ≈ HK$167,148/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,328,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,527
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,188
−HK$2,703/mo
Today · 4.125%
HK$90,891
baseline
▲ 0.50% · 4.625%
HK$96,421
+HK$5,530/mo
Deposit HK$12.50M · loan HK$18.75M · min. income ≈ HK$181,782/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,328,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,148
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,700
−HK$2,589/mo
Today · 4.125%
HK$100,289
baseline
▲ 0.50% · 4.625%
HK$105,575
+HK$5,286/mo
Deposit HK$12.50M · loan HK$18.75M · min. income ≈ HK$200,578/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,328,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,782
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$102,886
−HK$3,153/mo
Today · 4.125%
HK$106,039
baseline
▲ 0.50% · 4.625%
HK$112,491
+HK$6,452/mo
Deposit HK$9.38M · loan HK$21.88M · min. income ≈ HK$212,078/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,007
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$113,984
−HK$3,020/mo
Today · 4.125%
HK$117,004
baseline
▲ 0.50% · 4.625%
HK$123,171
+HK$6,167/mo
Deposit HK$9.38M · loan HK$21.88M · min. income ≈ HK$234,008/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,291
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,282
−HK$4,054/mo
Today · 4.125%
HK$136,336
baseline
▲ 0.50% · 4.625%
HK$144,632
+HK$8,296/mo
Deposit HK$3.13M · loan HK$28.13M · min. income ≈ HK$272,672/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,328,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,723
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$146,550
−HK$3,884/mo
Today · 4.125%
HK$150,434
baseline
▲ 0.50% · 4.625%
HK$158,363
+HK$7,929/mo
Deposit HK$3.13M · loan HK$28.13M · min. income ≈ HK$300,868/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,328,403 · Scale 2, in force from 26 Feb 2026)