LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,276
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$73,493
−HK$2,253/mo
Today · 4.125%
HK$75,746
baseline
▲ 0.50% · 4.625%
HK$80,355
+HK$4,609/mo
Deposit HK$15.63M · loan HK$15.63M · min. income ≈ HK$151,492/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,328,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,294
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,421
−HK$2,157/mo
Today · 4.125%
HK$83,578
baseline
▲ 0.50% · 4.625%
HK$87,983
+HK$4,405/mo
Deposit HK$15.63M · loan HK$15.63M · min. income ≈ HK$167,156/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,328,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,531
−HK$5,364/mo
▼ 0.25% · 3.875%
HK$88,192
−HK$2,703/mo
Today · 4.125%
HK$90,895
baseline
▲ 0.50% · 4.625%
HK$96,426
+HK$5,531/mo
Deposit HK$12.50M · loan HK$18.75M · min. income ≈ HK$181,790/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,328,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,153
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$97,705
−HK$2,589/mo
Today · 4.125%
HK$100,294
baseline
▲ 0.50% · 4.625%
HK$105,580
+HK$5,286/mo
Deposit HK$12.50M · loan HK$18.75M · min. income ≈ HK$200,588/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,328,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,787
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$102,890
−HK$3,154/mo
Today · 4.125%
HK$106,044
baseline
▲ 0.50% · 4.625%
HK$112,497
+HK$6,453/mo
Deposit HK$9.38M · loan HK$21.88M · min. income ≈ HK$212,088/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,012
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$113,989
−HK$3,020/mo
Today · 4.125%
HK$117,009
baseline
▲ 0.50% · 4.625%
HK$123,177
+HK$6,168/mo
Deposit HK$9.38M · loan HK$21.88M · min. income ≈ HK$234,018/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,297
−HK$8,045/mo
▼ 0.25% · 3.875%
HK$132,288
−HK$4,054/mo
Today · 4.125%
HK$136,342
baseline
▲ 0.50% · 4.625%
HK$144,638
+HK$8,296/mo
Deposit HK$3.13M · loan HK$28.13M · min. income ≈ HK$272,684/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,328,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,729
−HK$7,711/mo
▼ 0.25% · 3.875%
HK$146,557
−HK$3,883/mo
Today · 4.125%
HK$150,440
baseline
▲ 0.50% · 4.625%
HK$158,370
+HK$7,930/mo
Deposit HK$3.13M · loan HK$28.13M · min. income ≈ HK$300,880/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$1,328,463 · Scale 2, in force from 26 Feb 2026)