LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,290
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$73,508
−HK$2,253/mo
Today · 4.125%
HK$75,761
baseline
▲ 0.50% · 4.625%
HK$80,370
+HK$4,609/mo
Deposit HK$15.63M · loan HK$15.63M · min. income ≈ HK$151,522/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,328,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,309
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,437
−HK$2,157/mo
Today · 4.125%
HK$83,594
baseline
▲ 0.50% · 4.625%
HK$88,001
+HK$4,407/mo
Deposit HK$15.63M · loan HK$15.63M · min. income ≈ HK$167,188/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,328,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,548
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$88,209
−HK$2,704/mo
Today · 4.125%
HK$90,913
baseline
▲ 0.50% · 4.625%
HK$96,444
+HK$5,531/mo
Deposit HK$12.51M · loan HK$18.76M · min. income ≈ HK$181,826/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,328,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,171
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$97,724
−HK$2,589/mo
Today · 4.125%
HK$100,313
baseline
▲ 0.50% · 4.625%
HK$105,601
+HK$5,288/mo
Deposit HK$12.51M · loan HK$18.76M · min. income ≈ HK$200,626/mo (50% DSR)
Upfront cash ≈ HK$13.83M (deposit + AVD stamp duty HK$1,328,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,806
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$102,911
−HK$3,154/mo
Today · 4.125%
HK$106,065
baseline
▲ 0.50% · 4.625%
HK$112,519
+HK$6,454/mo
Deposit HK$9.38M · loan HK$21.88M · min. income ≈ HK$212,130/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,033
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$114,011
−HK$3,021/mo
Today · 4.125%
HK$117,032
baseline
▲ 0.50% · 4.625%
HK$123,201
+HK$6,169/mo
Deposit HK$9.38M · loan HK$21.88M · min. income ≈ HK$234,064/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,322
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$132,314
−HK$4,055/mo
Today · 4.125%
HK$136,369
baseline
▲ 0.50% · 4.625%
HK$144,667
+HK$8,298/mo
Deposit HK$3.13M · loan HK$28.14M · min. income ≈ HK$272,738/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,328,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,757
−HK$7,713/mo
▼ 0.25% · 3.875%
HK$146,586
−HK$3,884/mo
Today · 4.125%
HK$150,470
baseline
▲ 0.50% · 4.625%
HK$158,401
+HK$7,931/mo
Deposit HK$3.13M · loan HK$28.14M · min. income ≈ HK$300,940/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,328,723 · Scale 2, in force from 26 Feb 2026)