LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,303
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,521
−HK$2,254/mo
Today · 4.125%
HK$75,775
baseline
▲ 0.50% · 4.625%
HK$80,385
+HK$4,610/mo
Deposit HK$15.63M · loan HK$15.63M · min. income ≈ HK$151,550/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,328,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,324
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,451
−HK$2,159/mo
Today · 4.125%
HK$83,610
baseline
▲ 0.50% · 4.625%
HK$88,017
+HK$4,407/mo
Deposit HK$15.63M · loan HK$15.63M · min. income ≈ HK$167,220/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$1,328,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,564
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$88,225
−HK$2,704/mo
Today · 4.125%
HK$90,929
baseline
▲ 0.50% · 4.625%
HK$96,462
+HK$5,533/mo
Deposit HK$12.51M · loan HK$18.76M · min. income ≈ HK$181,858/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,328,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,189
−HK$5,143/mo
▼ 0.25% · 3.875%
HK$97,742
−HK$2,590/mo
Today · 4.125%
HK$100,332
baseline
▲ 0.50% · 4.625%
HK$105,620
+HK$5,288/mo
Deposit HK$12.51M · loan HK$18.76M · min. income ≈ HK$200,664/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,328,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,824
−HK$6,260/mo
▼ 0.25% · 3.875%
HK$102,930
−HK$3,154/mo
Today · 4.125%
HK$106,084
baseline
▲ 0.50% · 4.625%
HK$112,539
+HK$6,455/mo
Deposit HK$9.38M · loan HK$21.89M · min. income ≈ HK$212,168/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,054
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$114,032
−HK$3,022/mo
Today · 4.125%
HK$117,054
baseline
▲ 0.50% · 4.625%
HK$123,224
+HK$6,170/mo
Deposit HK$9.38M · loan HK$21.89M · min. income ≈ HK$234,108/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,328,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,346
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$132,338
−HK$4,056/mo
Today · 4.125%
HK$136,394
baseline
▲ 0.50% · 4.625%
HK$144,693
+HK$8,299/mo
Deposit HK$3.13M · loan HK$28.14M · min. income ≈ HK$272,788/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,328,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,783
−HK$7,714/mo
▼ 0.25% · 3.875%
HK$146,613
−HK$3,884/mo
Today · 4.125%
HK$150,497
baseline
▲ 0.50% · 4.625%
HK$158,430
+HK$7,933/mo
Deposit HK$3.13M · loan HK$28.14M · min. income ≈ HK$300,994/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,328,967 · Scale 2, in force from 26 Feb 2026)