LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,313
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,531
−HK$2,254/mo
Today · 4.125%
HK$75,785
baseline
▲ 0.50% · 4.625%
HK$80,397
+HK$4,612/mo
Deposit HK$15.64M · loan HK$15.64M · min. income ≈ HK$151,570/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,329,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,335
−HK$4,286/mo
▼ 0.25% · 3.875%
HK$81,463
−HK$2,158/mo
Today · 4.125%
HK$83,621
baseline
▲ 0.50% · 4.625%
HK$88,029
+HK$4,408/mo
Deposit HK$15.64M · loan HK$15.64M · min. income ≈ HK$167,242/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,329,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,576
−HK$5,366/mo
▼ 0.25% · 3.875%
HK$88,238
−HK$2,704/mo
Today · 4.125%
HK$90,942
baseline
▲ 0.50% · 4.625%
HK$96,476
+HK$5,534/mo
Deposit HK$12.51M · loan HK$18.76M · min. income ≈ HK$181,884/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,329,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,202
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$97,756
−HK$2,590/mo
Today · 4.125%
HK$100,346
baseline
▲ 0.50% · 4.625%
HK$105,635
+HK$5,289/mo
Deposit HK$12.51M · loan HK$18.76M · min. income ≈ HK$200,692/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,329,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,838
−HK$6,261/mo
▼ 0.25% · 3.875%
HK$102,944
−HK$3,155/mo
Today · 4.125%
HK$106,099
baseline
▲ 0.50% · 4.625%
HK$112,555
+HK$6,456/mo
Deposit HK$9.38M · loan HK$21.89M · min. income ≈ HK$212,198/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,329,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,069
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$114,048
−HK$3,022/mo
Today · 4.125%
HK$117,070
baseline
▲ 0.50% · 4.625%
HK$123,241
+HK$6,171/mo
Deposit HK$9.38M · loan HK$21.89M · min. income ≈ HK$234,140/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,329,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,364
−HK$8,049/mo
▼ 0.25% · 3.875%
HK$132,357
−HK$4,056/mo
Today · 4.125%
HK$136,413
baseline
▲ 0.50% · 4.625%
HK$144,714
+HK$8,301/mo
Deposit HK$3.13M · loan HK$28.15M · min. income ≈ HK$272,826/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,803
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$146,633
−HK$3,886/mo
Today · 4.125%
HK$150,519
baseline
▲ 0.50% · 4.625%
HK$158,453
+HK$7,934/mo
Deposit HK$3.13M · loan HK$28.15M · min. income ≈ HK$301,038/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,154 · Scale 2, in force from 26 Feb 2026)