LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,316
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$73,534
−HK$2,254/mo
Today · 4.125%
HK$75,788
baseline
▲ 0.50% · 4.625%
HK$80,400
+HK$4,612/mo
Deposit HK$15.64M · loan HK$15.64M · min. income ≈ HK$151,576/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,329,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,338
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,466
−HK$2,159/mo
Today · 4.125%
HK$83,625
baseline
▲ 0.50% · 4.625%
HK$88,033
+HK$4,408/mo
Deposit HK$15.64M · loan HK$15.64M · min. income ≈ HK$167,250/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,329,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,579
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$88,241
−HK$2,705/mo
Today · 4.125%
HK$90,946
baseline
▲ 0.50% · 4.625%
HK$96,479
+HK$5,533/mo
Deposit HK$12.51M · loan HK$18.77M · min. income ≈ HK$181,892/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,329,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,206
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$97,759
−HK$2,591/mo
Today · 4.125%
HK$100,350
baseline
▲ 0.50% · 4.625%
HK$105,639
+HK$5,289/mo
Deposit HK$12.51M · loan HK$18.77M · min. income ≈ HK$200,700/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,329,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,842
−HK$6,261/mo
▼ 0.25% · 3.875%
HK$102,948
−HK$3,155/mo
Today · 4.125%
HK$106,103
baseline
▲ 0.50% · 4.625%
HK$112,559
+HK$6,456/mo
Deposit HK$9.38M · loan HK$21.89M · min. income ≈ HK$212,206/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,329,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,074
−HK$6,000/mo
▼ 0.25% · 3.875%
HK$114,052
−HK$3,022/mo
Today · 4.125%
HK$117,074
baseline
▲ 0.50% · 4.625%
HK$123,246
+HK$6,172/mo
Deposit HK$9.38M · loan HK$21.89M · min. income ≈ HK$234,148/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,329,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,369
−HK$8,049/mo
▼ 0.25% · 3.875%
HK$132,362
−HK$4,056/mo
Today · 4.125%
HK$136,418
baseline
▲ 0.50% · 4.625%
HK$144,719
+HK$8,301/mo
Deposit HK$3.13M · loan HK$28.15M · min. income ≈ HK$272,836/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,809
−HK$7,715/mo
▼ 0.25% · 3.875%
HK$146,639
−HK$3,885/mo
Today · 4.125%
HK$150,524
baseline
▲ 0.50% · 4.625%
HK$158,459
+HK$7,935/mo
Deposit HK$3.13M · loan HK$28.15M · min. income ≈ HK$301,048/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,204 · Scale 2, in force from 26 Feb 2026)