LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,321
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,540
−HK$2,254/mo
Today · 4.125%
HK$75,794
baseline
▲ 0.50% · 4.625%
HK$80,405
+HK$4,611/mo
Deposit HK$15.64M · loan HK$15.64M · min. income ≈ HK$151,588/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,329,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,344
−HK$4,287/mo
▼ 0.25% · 3.875%
HK$81,472
−HK$2,159/mo
Today · 4.125%
HK$83,631
baseline
▲ 0.50% · 4.625%
HK$88,039
+HK$4,408/mo
Deposit HK$15.64M · loan HK$15.64M · min. income ≈ HK$167,262/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,329,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,585
−HK$5,367/mo
▼ 0.25% · 3.875%
HK$88,248
−HK$2,704/mo
Today · 4.125%
HK$90,952
baseline
▲ 0.50% · 4.625%
HK$96,487
+HK$5,535/mo
Deposit HK$12.51M · loan HK$18.77M · min. income ≈ HK$181,904/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,329,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,213
−HK$5,144/mo
▼ 0.25% · 3.875%
HK$97,766
−HK$2,591/mo
Today · 4.125%
HK$100,357
baseline
▲ 0.50% · 4.625%
HK$105,647
+HK$5,290/mo
Deposit HK$12.51M · loan HK$18.77M · min. income ≈ HK$200,714/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,329,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,850
−HK$6,261/mo
▼ 0.25% · 3.875%
HK$102,955
−HK$3,156/mo
Today · 4.125%
HK$106,111
baseline
▲ 0.50% · 4.625%
HK$112,568
+HK$6,457/mo
Deposit HK$9.38M · loan HK$21.89M · min. income ≈ HK$212,222/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,329,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,082
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$114,061
−HK$3,022/mo
Today · 4.125%
HK$117,083
baseline
▲ 0.50% · 4.625%
HK$123,255
+HK$6,172/mo
Deposit HK$9.38M · loan HK$21.89M · min. income ≈ HK$234,166/mo (50% DSR)
Upfront cash ≈ HK$10.71M (deposit + AVD stamp duty HK$1,329,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,378
−HK$8,050/mo
▼ 0.25% · 3.875%
HK$132,371
−HK$4,057/mo
Today · 4.125%
HK$136,428
baseline
▲ 0.50% · 4.625%
HK$144,730
+HK$8,302/mo
Deposit HK$3.13M · loan HK$28.15M · min. income ≈ HK$272,856/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,819
−HK$7,716/mo
▼ 0.25% · 3.875%
HK$146,650
−HK$3,885/mo
Today · 4.125%
HK$150,535
baseline
▲ 0.50% · 4.625%
HK$158,470
+HK$7,935/mo
Deposit HK$3.13M · loan HK$28.15M · min. income ≈ HK$301,070/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,302 · Scale 2, in force from 26 Feb 2026)