LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,343
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$73,562
−HK$2,254/mo
Today · 4.125%
HK$75,816
baseline
▲ 0.50% · 4.625%
HK$80,430
+HK$4,614/mo
Deposit HK$15.64M · loan HK$15.64M · min. income ≈ HK$151,632/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,329,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,368
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$81,497
−HK$2,159/mo
Today · 4.125%
HK$83,656
baseline
▲ 0.50% · 4.625%
HK$88,066
+HK$4,410/mo
Deposit HK$15.64M · loan HK$15.64M · min. income ≈ HK$167,312/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,329,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,611
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,274
−HK$2,706/mo
Today · 4.125%
HK$90,980
baseline
▲ 0.50% · 4.625%
HK$96,516
+HK$5,536/mo
Deposit HK$12.51M · loan HK$18.77M · min. income ≈ HK$181,960/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,329,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,242
−HK$5,145/mo
▼ 0.25% · 3.875%
HK$97,796
−HK$2,591/mo
Today · 4.125%
HK$100,387
baseline
▲ 0.50% · 4.625%
HK$105,679
+HK$5,292/mo
Deposit HK$12.51M · loan HK$18.77M · min. income ≈ HK$200,774/mo (50% DSR)
Upfront cash ≈ HK$13.84M (deposit + AVD stamp duty HK$1,329,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,880
−HK$6,263/mo
▼ 0.25% · 3.875%
HK$102,987
−HK$3,156/mo
Today · 4.125%
HK$106,143
baseline
▲ 0.50% · 4.625%
HK$112,602
+HK$6,459/mo
Deposit HK$9.39M · loan HK$21.90M · min. income ≈ HK$212,286/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,329,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,115
−HK$6,003/mo
▼ 0.25% · 3.875%
HK$114,095
−HK$3,023/mo
Today · 4.125%
HK$117,118
baseline
▲ 0.50% · 4.625%
HK$123,292
+HK$6,174/mo
Deposit HK$9.39M · loan HK$21.90M · min. income ≈ HK$234,236/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,329,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,417
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$132,411
−HK$4,059/mo
Today · 4.125%
HK$136,470
baseline
▲ 0.50% · 4.625%
HK$144,773
+HK$8,303/mo
Deposit HK$3.13M · loan HK$28.16M · min. income ≈ HK$272,940/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,862
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,694
−HK$3,887/mo
Today · 4.125%
HK$150,581
baseline
▲ 0.50% · 4.625%
HK$158,518
+HK$7,937/mo
Deposit HK$3.13M · loan HK$28.16M · min. income ≈ HK$301,162/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,703 · Scale 2, in force from 26 Feb 2026)