LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,348
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,568
−HK$2,254/mo
Today · 4.125%
HK$75,822
baseline
▲ 0.50% · 4.625%
HK$80,436
+HK$4,614/mo
Deposit HK$15.64M · loan HK$15.64M · min. income ≈ HK$151,644/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,329,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,374
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,503
−HK$2,160/mo
Today · 4.125%
HK$83,663
baseline
▲ 0.50% · 4.625%
HK$88,073
+HK$4,410/mo
Deposit HK$15.64M · loan HK$15.64M · min. income ≈ HK$167,326/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$1,329,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,618
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,281
−HK$2,706/mo
Today · 4.125%
HK$90,987
baseline
▲ 0.50% · 4.625%
HK$96,523
+HK$5,536/mo
Deposit HK$12.52M · loan HK$18.77M · min. income ≈ HK$181,974/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,329,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,249
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$97,804
−HK$2,591/mo
Today · 4.125%
HK$100,395
baseline
▲ 0.50% · 4.625%
HK$105,687
+HK$5,292/mo
Deposit HK$12.52M · loan HK$18.77M · min. income ≈ HK$200,790/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,329,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,888
−HK$6,263/mo
▼ 0.25% · 3.875%
HK$102,995
−HK$3,156/mo
Today · 4.125%
HK$106,151
baseline
▲ 0.50% · 4.625%
HK$112,610
+HK$6,459/mo
Deposit HK$9.39M · loan HK$21.90M · min. income ≈ HK$212,302/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,329,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,124
−HK$6,004/mo
▼ 0.25% · 3.875%
HK$114,104
−HK$3,024/mo
Today · 4.125%
HK$117,128
baseline
▲ 0.50% · 4.625%
HK$123,302
+HK$6,174/mo
Deposit HK$9.39M · loan HK$21.90M · min. income ≈ HK$234,256/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,329,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,427
−HK$8,053/mo
▼ 0.25% · 3.875%
HK$132,422
−HK$4,058/mo
Today · 4.125%
HK$136,480
baseline
▲ 0.50% · 4.625%
HK$144,785
+HK$8,305/mo
Deposit HK$3.13M · loan HK$28.16M · min. income ≈ HK$272,960/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,874
−HK$7,719/mo
▼ 0.25% · 3.875%
HK$146,705
−HK$3,888/mo
Today · 4.125%
HK$150,593
baseline
▲ 0.50% · 4.625%
HK$158,531
+HK$7,938/mo
Deposit HK$3.13M · loan HK$28.16M · min. income ≈ HK$301,186/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,808 · Scale 2, in force from 26 Feb 2026)