LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,356
−HK$4,474/mo
▼ 0.25% · 3.875%
HK$73,575
−HK$2,255/mo
Today · 4.125%
HK$75,830
baseline
▲ 0.50% · 4.625%
HK$80,444
+HK$4,614/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,660/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,329,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,382
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,511
−HK$2,160/mo
Today · 4.125%
HK$83,671
baseline
▲ 0.50% · 4.625%
HK$88,082
+HK$4,411/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,342/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,329,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,627
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$88,290
−HK$2,706/mo
Today · 4.125%
HK$90,996
baseline
▲ 0.50% · 4.625%
HK$96,533
+HK$5,537/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$181,992/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,329,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,259
−HK$5,146/mo
▼ 0.25% · 3.875%
HK$97,814
−HK$2,591/mo
Today · 4.125%
HK$100,405
baseline
▲ 0.50% · 4.625%
HK$105,698
+HK$5,293/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,810/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,329,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,898
−HK$6,264/mo
▼ 0.25% · 3.875%
HK$103,005
−HK$3,157/mo
Today · 4.125%
HK$106,162
baseline
▲ 0.50% · 4.625%
HK$112,622
+HK$6,460/mo
Deposit HK$9.39M · loan HK$21.90M · min. income ≈ HK$212,324/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,329,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,135
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$114,116
−HK$3,024/mo
Today · 4.125%
HK$117,140
baseline
▲ 0.50% · 4.625%
HK$123,314
+HK$6,174/mo
Deposit HK$9.39M · loan HK$21.90M · min. income ≈ HK$234,280/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,329,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,440
−HK$8,054/mo
▼ 0.25% · 3.875%
HK$132,435
−HK$4,059/mo
Today · 4.125%
HK$136,494
baseline
▲ 0.50% · 4.625%
HK$144,800
+HK$8,306/mo
Deposit HK$3.13M · loan HK$28.16M · min. income ≈ HK$272,988/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,888
−HK$7,720/mo
▼ 0.25% · 3.875%
HK$146,720
−HK$3,888/mo
Today · 4.125%
HK$150,608
baseline
▲ 0.50% · 4.625%
HK$158,547
+HK$7,939/mo
Deposit HK$3.13M · loan HK$28.16M · min. income ≈ HK$301,216/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,329,943 · Scale 2, in force from 26 Feb 2026)