LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,362
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,582
−HK$2,255/mo
Today · 4.125%
HK$75,837
baseline
▲ 0.50% · 4.625%
HK$80,451
+HK$4,614/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,674/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,389
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,519
−HK$2,160/mo
Today · 4.125%
HK$83,679
baseline
▲ 0.50% · 4.625%
HK$88,089
+HK$4,410/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,358/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,634
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$88,298
−HK$2,706/mo
Today · 4.125%
HK$91,004
baseline
▲ 0.50% · 4.625%
HK$96,542
+HK$5,538/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$182,008/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,267
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,822
−HK$2,592/mo
Today · 4.125%
HK$100,414
baseline
▲ 0.50% · 4.625%
HK$105,707
+HK$5,293/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,828/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,907
−HK$6,265/mo
▼ 0.25% · 3.875%
HK$103,014
−HK$3,158/mo
Today · 4.125%
HK$106,172
baseline
▲ 0.50% · 4.625%
HK$112,632
+HK$6,460/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$212,344/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,145
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$114,126
−HK$3,024/mo
Today · 4.125%
HK$117,150
baseline
▲ 0.50% · 4.625%
HK$123,325
+HK$6,175/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$234,300/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,451
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$132,447
−HK$4,060/mo
Today · 4.125%
HK$136,507
baseline
▲ 0.50% · 4.625%
HK$144,813
+HK$8,306/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$273,014/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,901
−HK$7,720/mo
▼ 0.25% · 3.875%
HK$146,733
−HK$3,888/mo
Today · 4.125%
HK$150,621
baseline
▲ 0.50% · 4.625%
HK$158,561
+HK$7,940/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$301,242/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,062 · Scale 2, in force from 26 Feb 2026)