LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,364
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$73,584
−HK$2,255/mo
Today · 4.125%
HK$75,839
baseline
▲ 0.50% · 4.625%
HK$80,454
+HK$4,615/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,678/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,392
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$81,521
−HK$2,160/mo
Today · 4.125%
HK$83,681
baseline
▲ 0.50% · 4.625%
HK$88,092
+HK$4,411/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,362/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,637
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$88,301
−HK$2,706/mo
Today · 4.125%
HK$91,007
baseline
▲ 0.50% · 4.625%
HK$96,545
+HK$5,538/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$182,014/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,270
−HK$5,147/mo
▼ 0.25% · 3.875%
HK$97,825
−HK$2,592/mo
Today · 4.125%
HK$100,417
baseline
▲ 0.50% · 4.625%
HK$105,710
+HK$5,293/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,834/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,910
−HK$6,265/mo
▼ 0.25% · 3.875%
HK$103,017
−HK$3,158/mo
Today · 4.125%
HK$106,175
baseline
▲ 0.50% · 4.625%
HK$112,635
+HK$6,460/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$212,350/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,149
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$114,129
−HK$3,025/mo
Today · 4.125%
HK$117,154
baseline
▲ 0.50% · 4.625%
HK$123,329
+HK$6,175/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$234,308/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,455
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$132,451
−HK$4,060/mo
Today · 4.125%
HK$136,511
baseline
▲ 0.50% · 4.625%
HK$144,817
+HK$8,306/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$273,022/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,905
−HK$7,721/mo
▼ 0.25% · 3.875%
HK$146,738
−HK$3,888/mo
Today · 4.125%
HK$150,626
baseline
▲ 0.50% · 4.625%
HK$158,566
+HK$7,940/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$301,252/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,102 · Scale 2, in force from 26 Feb 2026)