LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,372
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,593
−HK$2,255/mo
Today · 4.125%
HK$75,848
baseline
▲ 0.50% · 4.625%
HK$80,463
+HK$4,615/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,696/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,401
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,531
−HK$2,160/mo
Today · 4.125%
HK$83,691
baseline
▲ 0.50% · 4.625%
HK$88,102
+HK$4,411/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,382/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,647
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$88,311
−HK$2,707/mo
Today · 4.125%
HK$91,018
baseline
▲ 0.50% · 4.625%
HK$96,556
+HK$5,538/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$182,036/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,281
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$97,837
−HK$2,592/mo
Today · 4.125%
HK$100,429
baseline
▲ 0.50% · 4.625%
HK$105,723
+HK$5,294/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,858/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,921
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,030
−HK$3,157/mo
Today · 4.125%
HK$106,187
baseline
▲ 0.50% · 4.625%
HK$112,649
+HK$6,462/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$212,374/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,162
−HK$6,005/mo
▼ 0.25% · 3.875%
HK$114,143
−HK$3,024/mo
Today · 4.125%
HK$117,167
baseline
▲ 0.50% · 4.625%
HK$123,343
+HK$6,176/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$234,334/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,470
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,467
−HK$4,060/mo
Today · 4.125%
HK$136,527
baseline
▲ 0.50% · 4.625%
HK$144,834
+HK$8,307/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$273,054/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,922
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$146,755
−HK$3,889/mo
Today · 4.125%
HK$150,644
baseline
▲ 0.50% · 4.625%
HK$158,584
+HK$7,940/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$301,288/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,258 · Scale 2, in force from 26 Feb 2026)