LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,375
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,596
−HK$2,255/mo
Today · 4.125%
HK$75,851
baseline
▲ 0.50% · 4.625%
HK$80,467
+HK$4,616/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,702/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,404
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,534
−HK$2,160/mo
Today · 4.125%
HK$83,694
baseline
▲ 0.50% · 4.625%
HK$88,106
+HK$4,412/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,388/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,650
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$88,315
−HK$2,706/mo
Today · 4.125%
HK$91,021
baseline
▲ 0.50% · 4.625%
HK$96,560
+HK$5,539/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$182,042/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,285
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$97,841
−HK$2,592/mo
Today · 4.125%
HK$100,433
baseline
▲ 0.50% · 4.625%
HK$105,727
+HK$5,294/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,866/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,926
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,034
−HK$3,158/mo
Today · 4.125%
HK$106,192
baseline
▲ 0.50% · 4.625%
HK$112,653
+HK$6,461/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$212,384/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,166
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,148
−HK$3,024/mo
Today · 4.125%
HK$117,172
baseline
▲ 0.50% · 4.625%
HK$123,348
+HK$6,176/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$234,344/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,476
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$132,472
−HK$4,060/mo
Today · 4.125%
HK$136,532
baseline
▲ 0.50% · 4.625%
HK$144,840
+HK$8,308/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$273,064/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,928
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$146,761
−HK$3,889/mo
Today · 4.125%
HK$150,650
baseline
▲ 0.50% · 4.625%
HK$158,591
+HK$7,941/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$301,300/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,313 · Scale 2, in force from 26 Feb 2026)