LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,379
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,599
−HK$2,256/mo
Today · 4.125%
HK$75,855
baseline
▲ 0.50% · 4.625%
HK$80,471
+HK$4,616/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,710/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,409
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,538
−HK$2,161/mo
Today · 4.125%
HK$83,699
baseline
▲ 0.50% · 4.625%
HK$88,111
+HK$4,412/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,398/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,655
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$88,319
−HK$2,707/mo
Today · 4.125%
HK$91,026
baseline
▲ 0.50% · 4.625%
HK$96,565
+HK$5,539/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$182,052/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,290
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$97,846
−HK$2,593/mo
Today · 4.125%
HK$100,439
baseline
▲ 0.50% · 4.625%
HK$105,733
+HK$5,294/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,878/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,931
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,039
−HK$3,158/mo
Today · 4.125%
HK$106,197
baseline
▲ 0.50% · 4.625%
HK$112,659
+HK$6,462/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$212,394/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,172
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,154
−HK$3,024/mo
Today · 4.125%
HK$117,178
baseline
▲ 0.50% · 4.625%
HK$123,355
+HK$6,177/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$234,356/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,483
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,479
−HK$4,061/mo
Today · 4.125%
HK$136,540
baseline
▲ 0.50% · 4.625%
HK$144,848
+HK$8,308/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$273,080/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,936
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$146,769
−HK$3,889/mo
Today · 4.125%
HK$150,658
baseline
▲ 0.50% · 4.625%
HK$158,599
+HK$7,941/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$301,316/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,384 · Scale 2, in force from 26 Feb 2026)