LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,381
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,601
−HK$2,256/mo
Today · 4.125%
HK$75,857
baseline
▲ 0.50% · 4.625%
HK$80,472
+HK$4,615/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,714/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,410
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,540
−HK$2,160/mo
Today · 4.125%
HK$83,700
baseline
▲ 0.50% · 4.625%
HK$88,112
+HK$4,412/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,400/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,657
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$88,321
−HK$2,707/mo
Today · 4.125%
HK$91,028
baseline
▲ 0.50% · 4.625%
HK$96,567
+HK$5,539/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$182,056/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,292
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$97,848
−HK$2,593/mo
Today · 4.125%
HK$100,441
baseline
▲ 0.50% · 4.625%
HK$105,735
+HK$5,294/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,882/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,933
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,041
−HK$3,158/mo
Today · 4.125%
HK$106,199
baseline
▲ 0.50% · 4.625%
HK$112,661
+HK$6,462/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$212,398/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,174
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$114,156
−HK$3,025/mo
Today · 4.125%
HK$117,181
baseline
▲ 0.50% · 4.625%
HK$123,357
+HK$6,176/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$234,362/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,485
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,482
−HK$4,060/mo
Today · 4.125%
HK$136,542
baseline
▲ 0.50% · 4.625%
HK$144,850
+HK$8,308/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$273,084/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,938
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,772
−HK$3,889/mo
Today · 4.125%
HK$150,661
baseline
▲ 0.50% · 4.625%
HK$158,602
+HK$7,941/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$301,322/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,410 · Scale 2, in force from 26 Feb 2026)