LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,383
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,603
−HK$2,256/mo
Today · 4.125%
HK$75,859
baseline
▲ 0.50% · 4.625%
HK$80,475
+HK$4,616/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,718/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,412
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,542
−HK$2,161/mo
Today · 4.125%
HK$83,703
baseline
▲ 0.50% · 4.625%
HK$88,115
+HK$4,412/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,406/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,659
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$88,324
−HK$2,707/mo
Today · 4.125%
HK$91,031
baseline
▲ 0.50% · 4.625%
HK$96,570
+HK$5,539/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$182,062/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,295
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$97,851
−HK$2,592/mo
Today · 4.125%
HK$100,443
baseline
▲ 0.50% · 4.625%
HK$105,738
+HK$5,295/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,886/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,936
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$103,044
−HK$3,158/mo
Today · 4.125%
HK$106,202
baseline
▲ 0.50% · 4.625%
HK$112,665
+HK$6,463/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$212,404/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,177
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$114,159
−HK$3,025/mo
Today · 4.125%
HK$117,184
baseline
▲ 0.50% · 4.625%
HK$123,361
+HK$6,177/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$234,368/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,489
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$132,485
−HK$4,061/mo
Today · 4.125%
HK$136,546
baseline
▲ 0.50% · 4.625%
HK$144,854
+HK$8,308/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$273,092/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,942
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,776
−HK$3,889/mo
Today · 4.125%
HK$150,665
baseline
▲ 0.50% · 4.625%
HK$158,607
+HK$7,942/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$301,330/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,447 · Scale 2, in force from 26 Feb 2026)