LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,385
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,605
−HK$2,256/mo
Today · 4.125%
HK$75,861
baseline
▲ 0.50% · 4.625%
HK$80,477
+HK$4,616/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,722/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,415
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,545
−HK$2,160/mo
Today · 4.125%
HK$83,705
baseline
▲ 0.50% · 4.625%
HK$88,117
+HK$4,412/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,410/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,662
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$88,326
−HK$2,707/mo
Today · 4.125%
HK$91,033
baseline
▲ 0.50% · 4.625%
HK$96,573
+HK$5,540/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$182,066/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,298
−HK$5,148/mo
▼ 0.25% · 3.875%
HK$97,854
−HK$2,592/mo
Today · 4.125%
HK$100,446
baseline
▲ 0.50% · 4.625%
HK$105,741
+HK$5,295/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,892/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,939
−HK$6,267/mo
▼ 0.25% · 3.875%
HK$103,047
−HK$3,159/mo
Today · 4.125%
HK$106,206
baseline
▲ 0.50% · 4.625%
HK$112,668
+HK$6,462/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$212,412/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,181
−HK$6,006/mo
▼ 0.25% · 3.875%
HK$114,162
−HK$3,025/mo
Today · 4.125%
HK$117,187
baseline
▲ 0.50% · 4.625%
HK$123,364
+HK$6,177/mo
Deposit HK$9.39M · loan HK$21.91M · min. income ≈ HK$234,374/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,492
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$132,489
−HK$4,061/mo
Today · 4.125%
HK$136,550
baseline
▲ 0.50% · 4.625%
HK$144,859
+HK$8,309/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$273,100/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,947
−HK$7,722/mo
▼ 0.25% · 3.875%
HK$146,780
−HK$3,889/mo
Today · 4.125%
HK$150,669
baseline
▲ 0.50% · 4.625%
HK$158,611
+HK$7,942/mo
Deposit HK$3.13M · loan HK$28.17M · min. income ≈ HK$301,338/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,486 · Scale 2, in force from 26 Feb 2026)