LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,389
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$73,609
−HK$2,256/mo
Today · 4.125%
HK$75,865
baseline
▲ 0.50% · 4.625%
HK$80,481
+HK$4,616/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,730/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,419
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,549
−HK$2,161/mo
Today · 4.125%
HK$83,710
baseline
▲ 0.50% · 4.625%
HK$88,122
+HK$4,412/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,420/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,666
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$88,331
−HK$2,707/mo
Today · 4.125%
HK$91,038
baseline
▲ 0.50% · 4.625%
HK$96,578
+HK$5,540/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$182,076/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,303
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$97,859
−HK$2,593/mo
Today · 4.125%
HK$100,452
baseline
▲ 0.50% · 4.625%
HK$105,747
+HK$5,295/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,904/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,944
−HK$6,267/mo
▼ 0.25% · 3.875%
HK$103,053
−HK$3,158/mo
Today · 4.125%
HK$106,211
baseline
▲ 0.50% · 4.625%
HK$112,674
+HK$6,463/mo
Deposit HK$9.39M · loan HK$21.92M · min. income ≈ HK$212,422/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,187
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$114,169
−HK$3,025/mo
Today · 4.125%
HK$117,194
baseline
▲ 0.50% · 4.625%
HK$123,371
+HK$6,177/mo
Deposit HK$9.39M · loan HK$21.92M · min. income ≈ HK$234,388/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,499
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$132,496
−HK$4,061/mo
Today · 4.125%
HK$136,557
baseline
▲ 0.50% · 4.625%
HK$144,867
+HK$8,310/mo
Deposit HK$3.13M · loan HK$28.18M · min. income ≈ HK$273,114/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,954
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$146,788
−HK$3,890/mo
Today · 4.125%
HK$150,678
baseline
▲ 0.50% · 4.625%
HK$158,620
+HK$7,942/mo
Deposit HK$3.13M · loan HK$28.18M · min. income ≈ HK$301,356/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,559 · Scale 2, in force from 26 Feb 2026)