LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,390
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,610
−HK$2,257/mo
Today · 4.125%
HK$75,867
baseline
▲ 0.50% · 4.625%
HK$80,483
+HK$4,616/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$151,734/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,421
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$81,551
−HK$2,160/mo
Today · 4.125%
HK$83,711
baseline
▲ 0.50% · 4.625%
HK$88,124
+HK$4,413/mo
Deposit HK$15.65M · loan HK$15.65M · min. income ≈ HK$167,422/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$1,330,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,668
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$88,333
−HK$2,707/mo
Today · 4.125%
HK$91,040
baseline
▲ 0.50% · 4.625%
HK$96,580
+HK$5,540/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$182,080/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,305
−HK$5,149/mo
▼ 0.25% · 3.875%
HK$97,861
−HK$2,593/mo
Today · 4.125%
HK$100,454
baseline
▲ 0.50% · 4.625%
HK$105,749
+HK$5,295/mo
Deposit HK$12.52M · loan HK$18.78M · min. income ≈ HK$200,908/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,946
−HK$6,267/mo
▼ 0.25% · 3.875%
HK$103,055
−HK$3,158/mo
Today · 4.125%
HK$106,213
baseline
▲ 0.50% · 4.625%
HK$112,676
+HK$6,463/mo
Deposit HK$9.39M · loan HK$21.92M · min. income ≈ HK$212,426/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,189
−HK$6,007/mo
▼ 0.25% · 3.875%
HK$114,171
−HK$3,025/mo
Today · 4.125%
HK$117,196
baseline
▲ 0.50% · 4.625%
HK$123,373
+HK$6,177/mo
Deposit HK$9.39M · loan HK$21.92M · min. income ≈ HK$234,392/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,502
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$132,499
−HK$4,061/mo
Today · 4.125%
HK$136,560
baseline
▲ 0.50% · 4.625%
HK$144,869
+HK$8,309/mo
Deposit HK$3.13M · loan HK$28.18M · min. income ≈ HK$273,120/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,957
−HK$7,723/mo
▼ 0.25% · 3.875%
HK$146,791
−HK$3,889/mo
Today · 4.125%
HK$150,680
baseline
▲ 0.50% · 4.625%
HK$158,623
+HK$7,943/mo
Deposit HK$3.13M · loan HK$28.18M · min. income ≈ HK$301,360/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,583 · Scale 2, in force from 26 Feb 2026)