LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,396
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,617
−HK$2,257/mo
Today · 4.125%
HK$75,874
baseline
▲ 0.50% · 4.625%
HK$80,490
+HK$4,616/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$151,748/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,330,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,428
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,558
−HK$2,161/mo
Today · 4.125%
HK$83,719
baseline
▲ 0.50% · 4.625%
HK$88,132
+HK$4,413/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$167,438/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,330,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,676
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$88,341
−HK$2,707/mo
Today · 4.125%
HK$91,048
baseline
▲ 0.50% · 4.625%
HK$96,588
+HK$5,540/mo
Deposit HK$12.52M · loan HK$18.79M · min. income ≈ HK$182,096/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,313
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,870
−HK$2,593/mo
Today · 4.125%
HK$100,463
baseline
▲ 0.50% · 4.625%
HK$105,758
+HK$5,295/mo
Deposit HK$12.52M · loan HK$18.79M · min. income ≈ HK$200,926/mo (50% DSR)
Upfront cash ≈ HK$13.85M (deposit + AVD stamp duty HK$1,330,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,955
−HK$6,268/mo
▼ 0.25% · 3.875%
HK$103,064
−HK$3,159/mo
Today · 4.125%
HK$106,223
baseline
▲ 0.50% · 4.625%
HK$112,686
+HK$6,463/mo
Deposit HK$9.39M · loan HK$21.92M · min. income ≈ HK$212,446/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,199
−HK$6,008/mo
▼ 0.25% · 3.875%
HK$114,181
−HK$3,026/mo
Today · 4.125%
HK$117,207
baseline
▲ 0.50% · 4.625%
HK$123,385
+HK$6,178/mo
Deposit HK$9.39M · loan HK$21.92M · min. income ≈ HK$234,414/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,513
−HK$8,059/mo
▼ 0.25% · 3.875%
HK$132,511
−HK$4,061/mo
Today · 4.125%
HK$136,572
baseline
▲ 0.50% · 4.625%
HK$144,882
+HK$8,310/mo
Deposit HK$3.13M · loan HK$28.18M · min. income ≈ HK$273,144/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,970
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$146,804
−HK$3,890/mo
Today · 4.125%
HK$150,694
baseline
▲ 0.50% · 4.625%
HK$158,637
+HK$7,943/mo
Deposit HK$3.13M · loan HK$28.18M · min. income ≈ HK$301,388/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,704 · Scale 2, in force from 26 Feb 2026)