LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,402
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$73,623
−HK$2,256/mo
Today · 4.125%
HK$75,879
baseline
▲ 0.50% · 4.625%
HK$80,497
+HK$4,618/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$151,758/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,330,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,434
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$81,564
−HK$2,161/mo
Today · 4.125%
HK$83,725
baseline
▲ 0.50% · 4.625%
HK$88,139
+HK$4,414/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$167,450/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,330,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,682
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,348
−HK$2,707/mo
Today · 4.125%
HK$91,055
baseline
▲ 0.50% · 4.625%
HK$96,596
+HK$5,541/mo
Deposit HK$12.53M · loan HK$18.79M · min. income ≈ HK$182,110/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,330,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,321
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,877
−HK$2,594/mo
Today · 4.125%
HK$100,471
baseline
▲ 0.50% · 4.625%
HK$105,767
+HK$5,296/mo
Deposit HK$12.53M · loan HK$18.79M · min. income ≈ HK$200,942/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,330,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,963
−HK$6,268/mo
▼ 0.25% · 3.875%
HK$103,072
−HK$3,159/mo
Today · 4.125%
HK$106,231
baseline
▲ 0.50% · 4.625%
HK$112,695
+HK$6,464/mo
Deposit HK$9.39M · loan HK$21.92M · min. income ≈ HK$212,462/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,207
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$114,190
−HK$3,026/mo
Today · 4.125%
HK$117,216
baseline
▲ 0.50% · 4.625%
HK$123,394
+HK$6,178/mo
Deposit HK$9.39M · loan HK$21.92M · min. income ≈ HK$234,432/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$1,330,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,523
−HK$8,060/mo
▼ 0.25% · 3.875%
HK$132,521
−HK$4,062/mo
Today · 4.125%
HK$136,583
baseline
▲ 0.50% · 4.625%
HK$144,894
+HK$8,311/mo
Deposit HK$3.13M · loan HK$28.18M · min. income ≈ HK$273,166/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,981
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$146,816
−HK$3,890/mo
Today · 4.125%
HK$150,706
baseline
▲ 0.50% · 4.625%
HK$158,650
+HK$7,944/mo
Deposit HK$3.13M · loan HK$28.18M · min. income ≈ HK$301,412/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,808 · Scale 2, in force from 26 Feb 2026)