LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,406
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,627
−HK$2,257/mo
Today · 4.125%
HK$75,884
baseline
▲ 0.50% · 4.625%
HK$80,501
+HK$4,617/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$151,768/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,330,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,438
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,569
−HK$2,161/mo
Today · 4.125%
HK$83,730
baseline
▲ 0.50% · 4.625%
HK$88,144
+HK$4,414/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$167,460/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,330,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,687
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$88,352
−HK$2,708/mo
Today · 4.125%
HK$91,060
baseline
▲ 0.50% · 4.625%
HK$96,601
+HK$5,541/mo
Deposit HK$12.53M · loan HK$18.79M · min. income ≈ HK$182,120/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,330,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,326
−HK$5,150/mo
▼ 0.25% · 3.875%
HK$97,882
−HK$2,594/mo
Today · 4.125%
HK$100,476
baseline
▲ 0.50% · 4.625%
HK$105,772
+HK$5,296/mo
Deposit HK$12.53M · loan HK$18.79M · min. income ≈ HK$200,952/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,330,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,968
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$103,078
−HK$3,159/mo
Today · 4.125%
HK$106,237
baseline
▲ 0.50% · 4.625%
HK$112,701
+HK$6,464/mo
Deposit HK$9.39M · loan HK$21.92M · min. income ≈ HK$212,474/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,330,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,213
−HK$6,009/mo
▼ 0.25% · 3.875%
HK$114,196
−HK$3,026/mo
Today · 4.125%
HK$117,222
baseline
▲ 0.50% · 4.625%
HK$123,401
+HK$6,179/mo
Deposit HK$9.39M · loan HK$21.92M · min. income ≈ HK$234,444/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,330,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,530
−HK$8,060/mo
▼ 0.25% · 3.875%
HK$132,528
−HK$4,062/mo
Today · 4.125%
HK$136,590
baseline
▲ 0.50% · 4.625%
HK$144,902
+HK$8,312/mo
Deposit HK$3.13M · loan HK$28.18M · min. income ≈ HK$273,180/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,989
−HK$7,725/mo
▼ 0.25% · 3.875%
HK$146,824
−HK$3,890/mo
Today · 4.125%
HK$150,714
baseline
▲ 0.50% · 4.625%
HK$158,658
+HK$7,944/mo
Deposit HK$3.13M · loan HK$28.18M · min. income ≈ HK$301,428/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,330,879 · Scale 2, in force from 26 Feb 2026)