LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,419
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,641
−HK$2,257/mo
Today · 4.125%
HK$75,898
baseline
▲ 0.50% · 4.625%
HK$80,516
+HK$4,618/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$151,796/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,331,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,453
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,584
−HK$2,162/mo
Today · 4.125%
HK$83,746
baseline
▲ 0.50% · 4.625%
HK$88,160
+HK$4,414/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$167,492/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,331,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,703
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,369
−HK$2,708/mo
Today · 4.125%
HK$91,077
baseline
▲ 0.50% · 4.625%
HK$96,619
+HK$5,542/mo
Deposit HK$12.53M · loan HK$18.79M · min. income ≈ HK$182,154/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,344
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,901
−HK$2,594/mo
Today · 4.125%
HK$100,495
baseline
▲ 0.50% · 4.625%
HK$105,792
+HK$5,297/mo
Deposit HK$12.53M · loan HK$18.79M · min. income ≈ HK$200,990/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,987
−HK$6,270/mo
▼ 0.25% · 3.875%
HK$103,097
−HK$3,160/mo
Today · 4.125%
HK$106,257
baseline
▲ 0.50% · 4.625%
HK$112,722
+HK$6,465/mo
Deposit HK$9.40M · loan HK$21.92M · min. income ≈ HK$212,514/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,234
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$114,218
−HK$3,026/mo
Today · 4.125%
HK$117,244
baseline
▲ 0.50% · 4.625%
HK$123,424
+HK$6,180/mo
Deposit HK$9.40M · loan HK$21.92M · min. income ≈ HK$234,488/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,554
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,553
−HK$4,063/mo
Today · 4.125%
HK$136,616
baseline
▲ 0.50% · 4.625%
HK$144,929
+HK$8,313/mo
Deposit HK$3.13M · loan HK$28.19M · min. income ≈ HK$273,232/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,016
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$146,851
−HK$3,891/mo
Today · 4.125%
HK$150,742
baseline
▲ 0.50% · 4.625%
HK$158,688
+HK$7,946/mo
Deposit HK$3.13M · loan HK$28.19M · min. income ≈ HK$301,484/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,129 · Scale 2, in force from 26 Feb 2026)