LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,420
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$73,641
−HK$2,257/mo
Today · 4.125%
HK$75,898
baseline
▲ 0.50% · 4.625%
HK$80,517
+HK$4,619/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$151,796/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,331,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,454
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$81,585
−HK$2,161/mo
Today · 4.125%
HK$83,746
baseline
▲ 0.50% · 4.625%
HK$88,161
+HK$4,415/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$167,492/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,331,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,704
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$88,370
−HK$2,708/mo
Today · 4.125%
HK$91,078
baseline
▲ 0.50% · 4.625%
HK$96,620
+HK$5,542/mo
Deposit HK$12.53M · loan HK$18.79M · min. income ≈ HK$182,156/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,344
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$97,902
−HK$2,594/mo
Today · 4.125%
HK$100,496
baseline
▲ 0.50% · 4.625%
HK$105,793
+HK$5,297/mo
Deposit HK$12.53M · loan HK$18.79M · min. income ≈ HK$200,992/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,988
−HK$6,270/mo
▼ 0.25% · 3.875%
HK$103,098
−HK$3,160/mo
Today · 4.125%
HK$106,258
baseline
▲ 0.50% · 4.625%
HK$112,723
+HK$6,465/mo
Deposit HK$9.40M · loan HK$21.92M · min. income ≈ HK$212,516/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,235
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$114,218
−HK$3,027/mo
Today · 4.125%
HK$117,245
baseline
▲ 0.50% · 4.625%
HK$123,425
+HK$6,180/mo
Deposit HK$9.40M · loan HK$21.92M · min. income ≈ HK$234,490/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,555
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,554
−HK$4,063/mo
Today · 4.125%
HK$136,617
baseline
▲ 0.50% · 4.625%
HK$144,930
+HK$8,313/mo
Deposit HK$3.13M · loan HK$28.19M · min. income ≈ HK$273,234/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,017
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$146,852
−HK$3,891/mo
Today · 4.125%
HK$150,743
baseline
▲ 0.50% · 4.625%
HK$158,689
+HK$7,946/mo
Deposit HK$3.13M · loan HK$28.19M · min. income ≈ HK$301,486/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,139 · Scale 2, in force from 26 Feb 2026)