LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,426
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,648
−HK$2,257/mo
Today · 4.125%
HK$75,905
baseline
▲ 0.50% · 4.625%
HK$80,524
+HK$4,619/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$151,810/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,331,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,461
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,592
−HK$2,162/mo
Today · 4.125%
HK$83,754
baseline
▲ 0.50% · 4.625%
HK$88,168
+HK$4,414/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$167,508/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,331,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,711
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$88,377
−HK$2,709/mo
Today · 4.125%
HK$91,086
baseline
▲ 0.50% · 4.625%
HK$96,628
+HK$5,542/mo
Deposit HK$12.53M · loan HK$18.79M · min. income ≈ HK$182,172/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,353
−HK$5,151/mo
▼ 0.25% · 3.875%
HK$97,910
−HK$2,594/mo
Today · 4.125%
HK$100,504
baseline
▲ 0.50% · 4.625%
HK$105,802
+HK$5,298/mo
Deposit HK$12.53M · loan HK$18.79M · min. income ≈ HK$201,008/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,996
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$103,107
−HK$3,160/mo
Today · 4.125%
HK$106,267
baseline
▲ 0.50% · 4.625%
HK$112,733
+HK$6,466/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$212,534/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,245
−HK$6,010/mo
▼ 0.25% · 3.875%
HK$114,228
−HK$3,027/mo
Today · 4.125%
HK$117,255
baseline
▲ 0.50% · 4.625%
HK$123,436
+HK$6,181/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$234,510/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,567
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$132,566
−HK$4,063/mo
Today · 4.125%
HK$136,629
baseline
▲ 0.50% · 4.625%
HK$144,943
+HK$8,314/mo
Deposit HK$3.13M · loan HK$28.19M · min. income ≈ HK$273,258/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,029
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,865
−HK$3,892/mo
Today · 4.125%
HK$150,757
baseline
▲ 0.50% · 4.625%
HK$158,703
+HK$7,946/mo
Deposit HK$3.13M · loan HK$28.19M · min. income ≈ HK$301,514/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,255 · Scale 2, in force from 26 Feb 2026)