LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,431
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,652
−HK$2,258/mo
Today · 4.125%
HK$75,910
baseline
▲ 0.50% · 4.625%
HK$80,529
+HK$4,619/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$151,820/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,331,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,466
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,597
−HK$2,162/mo
Today · 4.125%
HK$83,759
baseline
▲ 0.50% · 4.625%
HK$88,174
+HK$4,415/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$167,518/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$1,331,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,717
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$88,383
−HK$2,709/mo
Today · 4.125%
HK$91,092
baseline
▲ 0.50% · 4.625%
HK$96,635
+HK$5,543/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$182,184/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,359
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$97,916
−HK$2,595/mo
Today · 4.125%
HK$100,511
baseline
▲ 0.50% · 4.625%
HK$105,809
+HK$5,298/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$201,022/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,003
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$103,113
−HK$3,161/mo
Today · 4.125%
HK$106,274
baseline
▲ 0.50% · 4.625%
HK$112,740
+HK$6,466/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$212,548/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,252
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$114,236
−HK$3,027/mo
Today · 4.125%
HK$117,263
baseline
▲ 0.50% · 4.625%
HK$123,444
+HK$6,181/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$234,526/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,575
−HK$8,063/mo
▼ 0.25% · 3.875%
HK$132,574
−HK$4,064/mo
Today · 4.125%
HK$136,638
baseline
▲ 0.50% · 4.625%
HK$144,952
+HK$8,314/mo
Deposit HK$3.13M · loan HK$28.19M · min. income ≈ HK$273,276/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,038
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,875
−HK$3,891/mo
Today · 4.125%
HK$150,766
baseline
▲ 0.50% · 4.625%
HK$158,713
+HK$7,947/mo
Deposit HK$3.13M · loan HK$28.19M · min. income ≈ HK$301,532/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,341 · Scale 2, in force from 26 Feb 2026)