LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,438
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$73,660
−HK$2,257/mo
Today · 4.125%
HK$75,917
baseline
▲ 0.50% · 4.625%
HK$80,537
+HK$4,620/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$151,834/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,331,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,474
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$81,605
−HK$2,162/mo
Today · 4.125%
HK$83,767
baseline
▲ 0.50% · 4.625%
HK$88,183
+HK$4,416/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$167,534/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,331,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,725
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$88,392
−HK$2,709/mo
Today · 4.125%
HK$91,101
baseline
▲ 0.50% · 4.625%
HK$96,644
+HK$5,543/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$182,202/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,368
−HK$5,153/mo
▼ 0.25% · 3.875%
HK$97,926
−HK$2,595/mo
Today · 4.125%
HK$100,521
baseline
▲ 0.50% · 4.625%
HK$105,819
+HK$5,298/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$201,042/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,013
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$103,124
−HK$3,160/mo
Today · 4.125%
HK$106,284
baseline
▲ 0.50% · 4.625%
HK$112,751
+HK$6,467/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$212,568/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,263
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$114,247
−HK$3,027/mo
Today · 4.125%
HK$117,274
baseline
▲ 0.50% · 4.625%
HK$123,456
+HK$6,182/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$234,548/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,588
−HK$8,063/mo
▼ 0.25% · 3.875%
HK$132,588
−HK$4,063/mo
Today · 4.125%
HK$136,651
baseline
▲ 0.50% · 4.625%
HK$144,966
+HK$8,315/mo
Deposit HK$3.13M · loan HK$28.20M · min. income ≈ HK$273,302/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,053
−HK$7,728/mo
▼ 0.25% · 3.875%
HK$146,889
−HK$3,892/mo
Today · 4.125%
HK$150,781
baseline
▲ 0.50% · 4.625%
HK$158,729
+HK$7,948/mo
Deposit HK$3.13M · loan HK$28.20M · min. income ≈ HK$301,562/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,473 · Scale 2, in force from 26 Feb 2026)