LTV · monthly repayment
▼ 0.50% · 3.625%
HK$71,438
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$73,660
−HK$2,258/mo
Today · 4.125%
HK$75,918
baseline
▲ 0.50% · 4.625%
HK$80,537
+HK$4,619/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$151,836/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,331,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,474
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$81,605
−HK$2,163/mo
Today · 4.125%
HK$83,768
baseline
▲ 0.50% · 4.625%
HK$88,183
+HK$4,415/mo
Deposit HK$15.66M · loan HK$15.66M · min. income ≈ HK$167,536/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$1,331,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,726
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$88,392
−HK$2,709/mo
Today · 4.125%
HK$91,101
baseline
▲ 0.50% · 4.625%
HK$96,645
+HK$5,544/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$182,202/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,369
−HK$5,152/mo
▼ 0.25% · 3.875%
HK$97,927
−HK$2,594/mo
Today · 4.125%
HK$100,521
baseline
▲ 0.50% · 4.625%
HK$105,820
+HK$5,299/mo
Deposit HK$12.53M · loan HK$18.80M · min. income ≈ HK$201,042/mo (50% DSR)
Upfront cash ≈ HK$13.86M (deposit + AVD stamp duty HK$1,331,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,013
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$103,124
−HK$3,161/mo
Today · 4.125%
HK$106,285
baseline
▲ 0.50% · 4.625%
HK$112,752
+HK$6,467/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$212,570/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,264
−HK$6,011/mo
▼ 0.25% · 3.875%
HK$114,248
−HK$3,027/mo
Today · 4.125%
HK$117,275
baseline
▲ 0.50% · 4.625%
HK$123,457
+HK$6,182/mo
Deposit HK$9.40M · loan HK$21.93M · min. income ≈ HK$234,550/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$1,331,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$128,588
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$132,588
−HK$4,064/mo
Today · 4.125%
HK$136,652
baseline
▲ 0.50% · 4.625%
HK$144,967
+HK$8,315/mo
Deposit HK$3.13M · loan HK$28.20M · min. income ≈ HK$273,304/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,053
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$146,890
−HK$3,892/mo
Today · 4.125%
HK$150,782
baseline
▲ 0.50% · 4.625%
HK$158,730
+HK$7,948/mo
Deposit HK$3.13M · loan HK$28.20M · min. income ≈ HK$301,564/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$1,331,479 · Scale 2, in force from 26 Feb 2026)